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We all have our vices, and a number of these bad #habits not only put a damper on your #health, but also your wallet. #debt   #money  +Tayne Law Group, P.C. 
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When it comes to dealing with debt, having a strategy can make a huge difference. Part of that strategy should be a plan to pay for unexpected financial emergencies. Learn more at http://bit.ly/cgsbudget
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Starting a #debt  payoff journey can be intimidating for some, but taking baby steps and celebrating the small victories can help make the process less overwhelming. #budgeting  +US News & World Report 
Taking baby steps can help make the process less overwhelming.
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Now that the #holidays have come and gone, you may be dreading that first #creditcard bill. Here are a few easy ways to help cure that holiday #spending hangover. 
If you're dealing with a holiday spending hangover, you have plenty of company. Here's what you can do to get out of debt and rebuild your savings.
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FrogskinU Educational Foundation Ltd.'s profile photo
 
Frogtastic advice! One thing to add "Set up a plan to save for the next holiday season and pay with cash!" +Landmark Credit Union 
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It can be very easy to spend #money  that you don't physically see. Ditch your #debt  in 2016 by getting started on an all cash diet. +US News & World Report 
This diet will leaving you feeling great and with more money in your pocket.
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The Power of #Sacrifice. Jerlene was determined to dig herself out of #debt, no matter how long it would take.
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Most financial advisors (loosely defined) stress house purchases and 401(k) contributions.   I believe debt reduction is the key to a secure financial future.   In my view pay off the student loan ahead prior to purchasing a home. Take out a 15-year FRM rather than a 30.  Pay off the mortgage prior to retirement even if that means you must reduce 401(k) contributions.   
The book "The Nine Essays on Debt and Your Retirement," is now available on Kindle, Ibooks and Nook.   Essays on Debt and Your Retirement David Bernstein 9/25/2015 Introduction Most financial advisors, banker...
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debt free living provides freedom from other forms of debt such as car payments, student loans and high interest credit card payments
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When considering the purchase of a new vehicle, there is much more to factor in than just the sticker price. #newcar   #loans  +Wise Bread 
A shiny new set of wheels can really loosen your purse strings. Don't hit the dealership without knowing what you can truly afford.
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It's amazing what a lot of the public don't know about the financial system. 
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Brian Stephens's profile photo
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It's something over which you have absolute control, and don't use it.
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One can argue that there is such a thing as "good" debt (mortgages, student loans, etc), but maxing out your #creditcards  can snowball into another level of #debt that can become very problematic. #creditscore +Wise Bread 
There's a razor-thin line between "healthy" debt and a big financial problem debt. Have you crossed it?
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Student loans will near kill ya!
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Student Loans Not The Real Reason For Arrest

When armed federal marshals arrested a man in Houston, he claimed to have been arrested for not paying his student loan.

That was only half the story:  he was arrested for blowing off a court order to appear long after judgment was entered against him.
Despite the story spread all over about federal marshals arresting a man for an unpaid student loan, we don’t arrest people for not paying their debts. And Fox News got the story wrong. The man was not arrested because he owed money he hadn’t paid. He was arrested for blowing off a court order that [...]
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A journey to becoming #debt free can be a long one. One of the biggest hurdles you will encounter is changing your #money  mindset. #personalfinance  
Your beliefs guide you, and if you're carrying around bad ones, you have a harder time getting debt-free. Here are five excuses to shutter.
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FrogskinU Educational Foundation Ltd.'s profile photoMichael Merritt's profile photo
 
So true, what a great read +Landmark Credit Union :)
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Not all financing is created equal. Some debts may actually be good for you. But what does this mean? #credit   #debt  
Rule of thumb: "If you don't have a plan to pay something off, it's probably a bad debt."
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All nine of my essays on Debt and Retirement are now both on-line at a web site and are also available one Kindle.   This intro to the book is has links to each essay.   CAUTION:   MY WORLD VIEW IS REALLY PESSIMISTIC.   My pessimism may have actually hurt me in life but still is warranted by reality.
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#Debt in #Retirement: A New Reality For #Seniors 
Should you retire while carrying debt? This question is on the minds of millions of seniors reaching retirement age.
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My 1st post on  http://www.huffingtonpost.com/ pls check
Are you in debt? Are you looking to practice strategies that can help you in becoming debt free? If yes, enjoy this blog with me with a cup of coffee in your hand. Be relaxed and think wisely on each point to become debt free at the age of 38 only.
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You can be out of debt faster than you think!
zilchworks.com
#debtfree     
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