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Having a great #credithistory  can be very beneficial and can save you #money  over time. How can you start to build a good history if you don't have #credit#creditscore  +NerdWallet 
Building credit can be tricky. If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment. But how are you supposed…
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Though recent technology had made it difficult for fraudsters to steal your #creditcard  information, you may still unfortunately fall victim to #fraud#creditrepair  
Credit card fraud can happen to anyone, even if you’ve been very careful. If it’s happened to you, here are six steps to take right away to protect yourself.
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Your #creditreport  is much like a living thing. If it becomes damaged, it will take time to heal. Just how long though do certain "dings" take to repair? #creditscore   #debt  +Credit.com Credit Experts 
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Mid-summer is an ideal time to pack up and hit the road for some quality family time. If left unprotected, your empty home can be a golden opportunity for an identity thief to strike. #identitytheft   #summervacation   #fraud  +Credit.com Credit Experts 
Wondering how to protect your identity while traveling? Here are some tips.
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There are so many myths and misunderstandings when it comes to credit reports and scores. Not understanding how they work could have a negative effect on your creditworthiness. #credit   #creditscore  +Credit.com Credit Experts 
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According to the Consumer Financial Protection Bureau, roughly half of all collection accounts on credit reports are due to medical #debt. These accounts can significantly damage your #creditscore. +Credit.com Credit Experts 
When it comes to your credit score, an unpaid medical bill is just as damaging as any other unpaid debt on your credit report. Learn more from our experts.
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Whether you are just starting out with credit or looking to repair, we're sharing 6 need-to-know items to help you along the way. New post "6 Things You Need When Building Credit" up now at citygirlsavings.com!
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Whether you’re a diligent checker of your #creditscore  or not, many things can happen throughout the year to throw it off balance. Sometimes you may not even be aware they happened. #credit  +MagnifyMoney 
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Your credit score are important, even if you don’t realize how important they are. Always try to pay on time. No matter what you do, you need to pay your credit card bills on time each month. Even if you’re only paying the interest or minimum payment those need to arrive to the billing agency on time or your credit will suffer.
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Not all Inquiries are equal.

>>>Hard inquiries happen when a person or organization requests your credit report and score to make a lending decision, e.g. when applying for a credit card or a loan. These inquiries affect your credit score, usually dropping it by a few points for approximately six (6) months.

>>>Soft inquiries are exceptions and do not affect your score, e.g. performed by landlords and prospective employers.

#‎creditreport‬ #improve #creditscore
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Learn why people love living in the Keystone State and why the real estate market remains historically stable, with tips to get a mortgage in Pennsylvania.

http://goo.gl/4gmcXo --- #MortgagesInPennsylvania
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Credit  - 
 
Your credit score can affect your lending rate and even whether you're approved for a mortgage. Maintain good credit by managing your debts, paying bills on time, and disputing errors.

#wednesdaywisdom #finance #homebuyers  
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You notice unfamiliar inquiries on your #creditreport. More times than not, this is a sign your identity may have been stolen. Here are the next steps to consider to protect yourself. #identitytheft   #fraud  +Credit.com Credit Experts 
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Credit repair is a hot topic in the CGS community! We're sharing 4 no-fail ways to actually improve your credit score. Remember, good credit can take some time to build, so stay consistent in your efforts! Join free to read "4 No-Fail Ways to Improve Your Credit Score" up now at citygirlsavings.com!
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When it comes to getting their money back, you'll be surprised at how responsive creditors can be. If you're struggling with your payments, ask for them to work with you through a repayment plan. If you've been paying diligently, ask for a slight interest rate reduction. The worst they can say is no! Learn more tips at citygirlsavings.com!
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Federal Reserve Chair Janet Yellen looks favorably on U.S. economic future and implies interest rate hikes are coming, but how soon is unknown
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Staying on top of your credit can save you major dollars in the future! City Girl Savings has a wide variety of credit repair and credit building posts! Join for free to check out all of the great finance posts at citygirlsavings.com!
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The Federal Reserve chose to keep interest rates unchanged. Yellen, “global economic and financial developments continue to pose risks"
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How can you improve your Credit Score?

Start by getting your free Credit Report at https://www.annualcreditreport.com . Verify that the information on the report is correct and up to date.

Errors or lack of information may affect your credit score negatively.
It can also help you detect suspicious signs of Identity Theft and take action before it damages your ‪‎creditscore‬ and makes you lose hundreds to thousands of dollars!

‪#‎credit‬ ‪#‎creditrepair‬ ‪
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Wedding season is just around the corner, but before you tie the knot with your partner, be sure you know how their #credit  history will impact yours. #marriage  +Equifax 
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When you approach someone to cosign your loan, you’re asking them to make a binding joint financial commitment with you. http://spr.ly/6265BnfYF
Cosigning remains one of the most impactful ways to show someone you care. Educate yourself about the variety of potential outcomes before you act.
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