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Many people avoid going to the dentist due to the high cost. Dental insurance is famous for high premiums, little value with almost no coverage and long waiting periods. The solution?

Save an average of 60% to 80% on all dental services, yes everything a dentist does, with the #1 dental plan since 1992. One low price 24.95 a month covers ALL household members, regardless of age or relation. SAVE YOUR MONEY and get the dental care you and your family deserve!

More info, see providers, sign up : www.dentalplancoverage.com
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What is an emergency fund?

It’s the "shock absorber" for inevitable "bumps" on the road of life.

An emergency fund is money set aside to cover the financial surprises life throws your way. Unexpected events can be stressful and costly, but when you have an emergency fund you have peace of mind. You know you have options and won't have to rely on credit cards and get into debt, and you can focus on more important things, e.g. find a new job, nurture a love one back to health.
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What are #Savings?

Savings is the income you do not spend and accumulate increasing your assets. When we say “Pay Yourself First”, we mean give this money to yourself.

Ideally, everyone should have 2 types of savings:
· Short-term savings emergency fund, which should cover between 3 to 12 months of your expenses in case something unexpected happens.
· Long-term savings for retirement, which is why you are advised to save in a 401(k) or 403(b), Roth IRA or any other retirement account.

There is also a third type: Medium-term savings. These are often called targeted savings. This is when you save for a car, a house or to prepare for step 3, the final step towards building wealth.

Saving money has two purposes: protect against an uncertain future and help you fulfill your dreams.

#FAQ #personalfinance
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Many of us dream of the day when we can become our own boss in #retirement . In order to make the most of your #goldenyears , you must be certain you have enough to live on. #retirementplanning  +US News & World Report  
Beginning to save for retirement in your 20s makes it much easier to accumulate $1 million by age 65.
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If you are hoping to own your own #home in the near future, you will likely need to put down a significant down payment. If  #money  is already tight, you will have to find creative ways to start building your stash. +WiseDollar  #savings  
There are many occasions when you may need to make a down payment to secure a loan. For instance, wh...
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Building up your #savings  can be a daunting task. If "slow and steady" is not your pace, here's how to take a more aggressive approach. +GOBankingRates #savemoney #money  
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When #money  is tight, creating an emergency fund may seem near impossible. This type of fund is not built overnight, but every little bit you can contribute will be helping to fulfill your goal. #personalfinance   #savings  
So how much money do millennials have socked away in their savings? A recent survey reveals that the majority have only less than $1,000 in savings. And if you break it down by income, it’s no surprise that 56.3 percent of millennials earning $25,000 to $49,000 have less than $1,000 saved up, whereas 50 percent... Read More »
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Starting to save #money  from scratch can seem like a daunting task to some. Sometimes the best way to do so is by taking baby steps to reach your goal. #savingmoney   #personalfinance  +US News & World Report 
A few simple tricks can help you cut down on spending in just one week.
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Video: How to save money on your car via @Telegraph http://ow.ly/Xgf1J
Tips on how to cut petrol costs, find the best-value insurance and more
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A recent study indicated that 65 percent of Americans lack significant #savings. Helping your teen avoid a similar track into their adult years requires teaching them vital #money  lessons early. #personalfinance +US News & World Report +Well Kept Wallet 
Use these methods to get your child saving now as well as in the future.
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One of the most exciting moments for a young adult is getting an #apartment they can call their own. This new independence, though, can involve more monthly expenses than some first think. #renting   #budgeting  +Mint.com 
Living on your own for the first time can be an epic—and expensive—experience. Learn how to move out the smart way by budgeting like a boss.
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As pensions continue to become a thing of the past, those saving for #retirement have to look at alternative ways to start building their nest egg. #retirementplanning  +US News & World Report 
Retirement plans come in all shapes and sizes to fit investors' needs.
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For Everyone Who Says My Home Is My Retirement Account

Accessing the equity in your home without selling is the challenge for those who aren't saving elsewhere.

Compound interest in a reverse mortgage can suck up your equity in a twinkling.
A reverse mortgage may sound like the answer to your retirement dreams. But look out for this hidden cost that could leave your broke.
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usury, a useful but forgotten word, belongs in the "financial literacy" lexicon
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Some look at #savingmoney  as a chore, but there are ways to "gamify" the process that can make it fun and exciting. #savings   #money  +Money Talks News  
Saving money doesn't have to be a chore. Here are five little games you can play that will help you put more cash in the bank.
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The increasing cost of #college education can be stress-inducing for many parents. Getting your teen involved in saving not only helps with the high costs, but it helps your child learn the importance of #financial responsibility. #savings  
Getting your teen involved with saving for their own higher education can help shoulder the burden of paying for college. Here are some ways you can get them started.
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Between your retirement, next vacation, and a future down payment, it can be hard to know where to focus your saving. What should be your top priority? #personalfinance   #savingmoney   #money  +Credit.com Credit Experts 
There are a few simple questions you can ask yourself to help make sure your savings contributions are properly prioritized.
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There are  #savings  tactics that, while they work for some, might not work for others. Regardless, there are still a number of ways to fatten your #financial  cushion. #money  +GetRichSlowly 
This is a guest post from GRS contributor Donna Freedman. Get Rich Slowly contributor Lisa Aberle recently suggested putting 10 percent of income in a savings account. She provided guidelines in “How to save money each month” – tried-and-true techniques like having a yard sale, cutting the cable, dropping the landline, raising insurance deductibles, eating at home and lowering the thermostat. Suppose you’ve done all that stuff already, you’re liv...
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You may want to start eating healthier in the new year, but how will this new lifestyle affect your #budget? Here are a few tips to help you eat better for less. #savingmoney  +Money Talks News 
Healthy eating can cost you an extra $550 or more in annual food bills, according to one study. We've got 10 ways to help you spend less.
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