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Damage to your home or personal property - even a small loss - can be an emotional and confusing experience. Here is a list of things you can do to minimize your loss:

Immediately after a Homeowner Loss:

Protect yourself and others. Always be careful before entering a damaged building. If your property has sustained serious structural damage or if there are any doubts about its safety, contact local government officials to determine the status of your home before entering.

Report downed power lines or gas leaks to the utility company.

Keep electricity turned off if there is standing water in the house.
Never touch electrical components while standing in water. If your safety appears at risk, leave the premises immediately.

Immediately contact your insurance provider to report how, when and where the damage occurred. Provide a general description of the damage, and if possible, have your policy number handy. Make a note of your Claim Handler's name and telephone number as soon as you have it.
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