Post has attachment

Post has attachment

Post has attachment
Money-saving tips that will stop you from overspending

You just withdrew money at an ATM, went for a walk around the neighbourhood and, by the time you got home, your wallet’s cleaned out. Then your phone pings with a message from the bank reminding you of another totally unplanned, random purchase. And before you’ve reached the end of your pay cycle, you’re broke and wondering how you got there. Sound familiar? Well, then it’s time for a reality check. Start with accepting that most things you buy are completely unnecessary. Open any closet in your home, and staring at you is most likely a whole mess of things you haven’t used, looked at or even thought about in months. Once you recognize there’s a problem, you can get down to fixing it.

#DevinConsultantsFinancialManagementinSingaporeandTokyo
Commenting is disabled for this post.

Post has attachment
9 Tax Tips to Start Your Year off Right and Save Money

You can save hundreds -- or even thousands -- of dollars by employing some of these tips. In the process you may end up better prepared for retirement, too.

A major tax bill has been passed, and in the years ahead many Americans will be paying more than before, while many others will pay less. Folks in both camps will still want to minimize any sums they pay Uncle Sam, so here are some tax tips to help many taxpayers shrink their bills.

Note that many of these actions can be taken throughout the year, not just at the end of the year or come April. For best tax-minimizing results, think about and tend to your taxes all year long.

#DevinConsultantsFinancialManagementinSingaporeandTokyo

Post has attachment
Millennials! Want to retire rich? Here's what you need to do

The earlier you start your retirement planning, the better. Consider starting an SIP in equity mutual funds early in your career.

Many youngsters believe retirement is a distant reality, planning for which can be pushed back some years. What this usually means is that those in their 20s often feel they are too young to plan for their retirement! However, retirement planning becomes essential once you understand that eventually you will retire one day and your monthly pay cheque will cease to come. You need to build a substantial corpus during your working life for your money needs during retirement years.

Actually, the earlier you start the better. “Start an SIP in equity mutual funds early, maybe when you are 25. The amount you invest at this stage may not be much but even Rs 1000 invested every month will grow substantially. This amount will compound for the next 35 years and beat inflation - which is the whole point of planning for retirement early on,” said ER Ashok Kumar, CEO and co-founder of Scripbox.

#DevinConsultantsFinancialManagementinSingaporeandTokyo
Commenting is disabled for this post.

Post has attachment
4 Money-Management Tips to Help You Bootstrap Your Business

Sometimes, people who aspire to be business owners have this idea that they’ll pitch their idea, get millions of dollars in funding and start spending money like pro athletes. But, if they’re anything like the average American, they'll have an average $1,000 in savings (if that).

They’ll also have $17,000 to $137,000 in debt. If these numbers describe you, then borrowing money, applying for a loan, relying on credit cards and finding an investor may not be your best move. Instead, you should bootstrap your business.

My co-founder Dan Foley and I bootstrapped Tailored Ink back in August 2015. We spent a combined $1,000 to get it off the ground and kept our costs low. Flash-forward to today, two years later and we’re swiftly closing in on the $1 million mark. We still haven’t maxed-out our credit cards or applied for a business loan.

Want to know how we did it? Here are some financial habits we learned on our way to becoming successful business owners.

#DevinConsultantsFinancialManagementinSingaporeandTokyo
Commenting is disabled for this post.

Post has attachment
6 Mistakes to Avoid When Planning Your Retirement

When we're young, we tend to think about retirement as though it's just a really long, really great vacation.

We picture a house near the beach or a golf course. We can get out of bed when we please, stay up all night if we want, and never worry about another missed deadline. A frosty beverage is always at hand, and there's a hammock waiting in the shade.

But as we grow older and retirement gets closer, that enthusiasm often turns to angst. We have to figure out how the heck we're going to pay for the lifestyle we want when the paychecks stop -- and that can be a challenge, even for the savviest of savers.

#DevinConsultantsFinancialManagementinSingaporeandTokyo
Commenting is disabled for this post.

Post has attachment
7 Ways You Can Get More Money in Retirement

According to the 2017 Retirement Confidence Survey, about 24% of workers said they had less than $1,000 saved for retirement, and a whopping 55% had less than $50,000. Only 20% had socked away $250,000 or more -- and even that seemingly hefty sum won't provide for the comfiest of retirements.

Clearly, many of us have not set ourselves up to have the money we'll need in retirement. Fortunately, though, there are some ways to get more money in our golden years.

#DevinConsultantsFinancialManagementinSingaporeandTokyo
Commenting is disabled for this post.

Post has attachment
4 Personal Finance Tips from Billionaires

Here are some solid words of wisdom on generating wealth and being generous with it as well.

You may be looking for an edge in your personal finances -- something that can help you rethink your approach to money and start getting ahead financially. If so, you might benefit from hearing what billionaires have to say and learning from their experiences. So, here are a few lessons on frugality, investing, and generosity from some of the wealthiest people in the world.

#DevinConsultantsFinancialManagementinSingaporeandTokyo
4 Personal Finance Tips from Billionaires
4 Personal Finance Tips from Billionaires
devinconsultants.greatwebsitebuilder.com
Commenting is disabled for this post.

Post has attachment
Fund tips to help you act your investment age

There are many factors to consider when you start investing – such as what to invest in and how much it will cost. But what many people might not realize is that one of the most important considerations is your age.

How old you are determines how long you have to invest, and that can help decide how much investment risk you should take.

Ryan Hughes of pension provider AJ Bell says: ‘The rule of thumb is that the longer timeframe you have the more risk you can afford to take.

‘But, of course, you should never take more risk than you are comfortable with. There is no point investing in a way that will give you sleepless nights.’

#DevinConsultantsFinancialManagementinSingaporeandTokyo
Fund tips to help you act your investment age
Fund tips to help you act your investment age
devinconsultants.blogspot.co.id
Commenting is disabled for this post.
Wait while more posts are being loaded