I don't know why people want to hate on big banks. I actually enjoy my bank, Chase. I have a checking, savings, and a credit card with them and I have no problems. And get this- there isn't a branch within 225 miles of me! Large banks are well capitalized and are usually the first to market with new technologies. Small banks, in my experience, have always been the slowest to adopt the latest technology. So thanks Chase, for giving me a great experience and a great app to manage my accounts from any device.