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Re/Max Central: Steve DeRienzo
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   Common Details Buyers Overlook When Viewing A Home

When you are looking at a potential South Barrington, Barrington, Schaumburg, and Chicago NorthWest Suburbs home to buy, it’s important to pay attention to the details so that you can ensure that you are making the right choice. However, many home buyers will get so caught up in the excitement that they will miss certain important things that they need to know about the property.

If you are buying a South Barrington, Barrington, Schaumburg, and Chicago NorthWest Suburbs home, make sure that you don’t miss any of these commonly overlooked details:

Do the Appliances Work?

Take the time to test the major appliances in the home to make sure that they are functioning properly. This is a very likely flaw that is often overlooked in a home inspection. It is a good idea to ask your home inspector to run every appliance through its full cycle to make sure that there are no problems.

What Are the Neighbors Like?

Many home buyers forget to figure out who the people are who live next door and what they are like, which can really backfire later on. Perhaps your quiet neighborhood is disturbed by the sounds of partying late into the night, or your neighbor will let their free-range cats destroy your garden. Ask around the neighborhood to learn more about the people living next to you and what they are like.

How Many Outlets Does the House Have?

When you do a walk through of a house, you probably don’t notice the number of electrical outlets in each room. However, this is important because many older homes will have fewer outlets and these days the average family has many more electronics. If your home doesn’t have enough outlets for your television, computer and other gadgets, an electrician will need to come and add more, costing you additional money.

Are There Are Water Spots?

It’s easy to miss water spots, because they will often blend in with the color of the walls or ceiling. However, these spots will indicate that there has been a leak that has not been properly repaired, which will lead to many more problems including more leaks and mold. When you are looking at your potential home, always inspect carefully for water spots in kitchens, bathrooms, attics and basements.

These are just a few of the common details that home buyers will overlook when they are looking at a potential home to buy.

For more info and tips about buying a Schaumburg, Streamwood, Hoffman Estates, Roselle and Chicago NorthWest Suburbs home, contact me at: (630) 479-9479 or
email at: sdprorealtor@aol.com
 For All of Your Real Estate Needs ~ Call “Stevie D."
 Your ReMax Real Estate Specialist :  (630) 479-9479
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How to Get Pre-Approved for a Mortgage?

Here Are Three Tips to Try to Get a Mortgage Approval
Few people in the world can afford to pay the entire cost of a new home upfront, which is why banks and other financial institutions offer home loans. Also known as mortgages, those loans let you make monthly payments to pay off the money you borrow and the interest charged on that loan. If you can’t get approved for a mortgage, try using a few easy tips.
Improve Your Credit Score

When you apply for a South Barrington, Barrington, Schaumburg, and Chicago NorthWest Suburbs Home loan, the lender looks at your credit history and credit score first. Your credit history contains a long list of all the money you borrowed in the past, but it also shows your total debts, medical bills and if you had a foreclosure or a bankruptcy. Your credit score is a three digit number based on your ratio of debt to credit, any defaults on your account and any issues you had in the past.

If a lender denies you for a mortgage, get your credit score up before you apply again. Even something as simple as paying off more of your debt can increase your score by a few points. Eliminating bad debts and removing any mistakes from your credit report can also help.

Apply with a Cosigner

Applying for a loan with a cosigner is another option for those with poor credit. The lender will put more weight on the credit score of your cosigner than the lender does on your own credit report. You want to find someone with a close connection to you and someone who has a good credit score.

Your cosigner agrees to pay back the loan if you default on that loan. The loan will also appear on your cosigner’s credit report, which means you need to find someone willing to take a chance on you.

Look for Cheaper Homes

After applying for a loan, the lender looks at your credit history, your income and other factors to determine how much money you can borrow. Applying for a more expensive home might result in a rejection. The lender can determine that you cannot afford to purchase that home, but applying for a home that costs less might help you get the loan you need.

It’s possible for you to obtain a mortgage that helps you pay for the South Barrington, Barrington, Schaumburg, and Chicago NorthWest Suburbs Home of your dreams. Applying with a cosigner, improving your credit and looking at cheaper homes might help you get that loan.
For more helpful tips and info about the Purchase or Sale of your South Barrington, Barrington, Schaumburg, and Chicago NorthWest Suburbs Home, Contact “Stevie D.” at anytime ... Direct # (630) 479-9479.
For All of Your Real Estate Needs ~ Call “Stevie D.”
Your ReMax Real Estate Specialist : (630) 479-9479
Free Home Finder Website : www.HomesByStevieD.com
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Six Easy Ways To Protect Your Home Against Burglars And Thieves
Burglaries are a concern for many North Americans. Although some communities report more break ins than others, everyone should be aware of their South Barrington, Barrington, Schaumburg, and Chicago NorthWest Suburbs home’s safety and security. Protecting yourself and your home from thieves can contribute to a better quality of life.
Know And Connect With Your Neighbors
There is much to be said about knowing your neighbors. By establishing connections with the residents around you, you’ll be better equipped to spot suspicious people. When neighbors look out for other members the community, they give thieves less opportunity to case homes unnoticed.
You may consider getting your neighbors together to exchange contact information, or even form a community watch program.
Protect Your Privacy By Locking Up
Thieves often gain entry to homes through an unlocked door or garage. Make sure that when you leave your home you lock up behind you. Give yourself an extra moment or two to walk through the house and make sure that everything is properly shut and locked.
You may also consider reinforcing ground level windows and doors with additional safety locks. Wrought iron bars can mean better security for ground level windows out of street view, as they are popular targets for burglars and thieves.
Always Know Who’s Knocking
Installing a peephole on the front door works wonders for a person’s peace of mind. It’s important to know who is at your doorstep so you don’t open your door to an intruder. Burglars have been known to knock on a target’s door to see if they’re home. This also gives thieves important information, such as whether you have pets, deadbolts or security systems.
Be wary of suspicious visitors that come knocking at your door, and write down their description in case you end up needing it later.
Security Systems To Protect Your Home
Monitored security systems are a great way to feel good about your home security. There are many products available at a variety of different price points. These systems are easily installed by a professional, and are monitored by a security company. The monthly cost of the service will be offset by savings on your home insurance, and is well worth the protection the systems provide.
Stop Break Ins While You’re On Vacation
If you’re planning on going out of town, keep your plans on a need to know basis. Don’t let people know you’re away on your answering machine greeting or with auto respond email. These may be suitable for the workplace, but they are not safe for your personal messaging systems.
Have a neighbor gather your mail and take out your garbage to keep your home looking lived in while you’re away. You may also consider lighting and electronic timers to give the illusion that someone is home.
Spare Yourself From Burglaries
Spare keys can save the day, but can also tempt thieves. If you have a spare key hidden, make sure it’s hidden well in the back of the house. If you do use it, don’t return it to its hiding spot right away, and change its place from time to time. A better idea may be to leave a spare key with a neighbor or with a friend.
Security is an important component to a good quality of life. By taking simple steps to improve the security of your South Barrington, Barrington, Schaumburg, and Chicago NorthWest Suburbs home, you can feel safe knowing that your house is protected from thieves.
For more helpful tips and info about the purchase or sale of your South Barrington, Barrington, Schaumburg, and Chicago NorthWest Suburbs Home, Contact “Stevie D.” at anytime ... Direct # (630) 479-9479.
For All of Your Real Estate Needs ~ Call “Stevie D.”
Your ReMax Real Estate Specialist : (630) 479-9479
Web : www.HomesByStevieD.com
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Planning for 2015 Already? Here are Some Home Decor Trends to Watch Out For
Your South Barrington, Barrington, Schaumburg, and Chicago NorthWest Suburbs home is your haven, your place to get away from the world at the end of a long day. That’s why keeping your home décor on-trend is important: It will create an inspiring and relaxing space that you can enjoy.
Whether you are looking for changes you can make at your existing residence or you’re thinking about what to look for in a new home, pay attention to what’s coming in 2015. These exciting trends in home décor that are really making a splash.
It’s All About Color
From exterior to interior color schemes, 2015 is the year of lavender, plum, tan, beige, and blue, with a dash of green. Expect to see variations of these colors dressing new homes. You can make a refreshing change in your own home simply by applying a new coat of paint in your living space.
Start small and see what a difference it can make in one room. You can go big with new vinyl siding if you really want to make your home pop.
Transform Your Outdoor Living Space
Many homeowners are tapping into the potential of their yards. From patios to gazebos and waterscapes, there are so many ways that you can enhance your outdoor space and create an escape that is appealing and inviting.
Bring The Outdoors Inside
The latest buzz is about color schemes, fabrics, and prints that create an airy atmosphere within the home. It’s like nature has been invited in to stay a while. Use water colors, soft textures and eye-catching pictures on the wall to create a fantasy that is irresistible.
Take Your Décor Back In Time
Many see a return to older, simpler times as an upcoming trend in home décor. Don’t be surprised to see antique rockers on the porch, a grandfather clock in the hallway, and family photographs from bygone days to bring back a sense of yesteryear.
Give Your Space Two Green Thumbs Up
Homeowners are trying to create a natural ambiance by bringing more greenery into their yards and homes. Consider making the addition of live plants to the interior - it adds a decorative touch and improves air quality.
2015 is going to bring with it some big changes in home décor trends. Whether you’re looking to sell your South Barrington, Barrington, Schaumburg, and Chicago NorthWest Suburbs home or you just want to spruce it up, these great décor ideas will help you to create a livable space that has 2015 written all over it. For more information about the latest trends, or to find out how you can use home décor to boost your home’s resale value, contact “Stevie D.” today.
For more helpful tips and info about the Purchase or Sale of your South Barrington, Barrington, Schaumburg, and Chicago NorthWest Suburbs Home, Contact “Stevie D.” at anytime ... Direct # (630) 479-9479.
For All of Your Real Estate Needs ~ Call “Stevie D.”
Your ReMax Real Estate Specialist : (630) 479-9479
Free Home Finder Website : www.HomesByStevieD.com
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