50% Needs - Rent, utilities, transportation expenses, and can't live without services (ie Cable/Internet and cell for me).
20% Savings - Bad debt as well. Not current credit cards (typically a Want) or school loans (typically a Need).
30% Wants - Everything else.
A lot of our Needs (rent/mortgage or a ridiculous ass car note) are way too high, and our Savings are non existent. Start making changes today!