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Northstar Bank
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Northstar Bank will be closed Monday, February 20 for Presidents' Day.

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In December, Northstar Bank with CRA Partners, gifted Sequoia Place with the Senior Crimestoppers program. http://ow.ly/rerf308Eijb
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Congratulations to Karli Minor and Ryan Marino from SCHS, the winners of the Northstar Bank Financial Literacy Scholarship. Karli and Ryan competed in the Budget Challenge in Mrs. Volz's business literacy class.

They were presented the check at the Pink Halo event with St. Clair High School principal, Ron Miller; teacher, Mrs. Volz; Northstar Bank’s St. Clair branch manager, Christine McNabb and vice president of commercial lending, Hisham Al-Gharabally. #SCHS #financialliteracy
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Fake Check Scams

Every year the U.S. Postal Inspection Service intercepts thousands of counterfeit checks from the mail system. In 2014, 35,000 fake checks - totaling more than $40 million - were confiscated by postal services. These checks continue to be one of the most common instruments used to commit fraud against consumers.

Before you deposit a check you weren’t expecting or wire funds to an unknown recipient, here is what you should know it usually starts with someone offering to:
• Buy something you advertised for sale
• Pay you to work at home
• Give you an “advance” on a sweepstakes or you’ve won
• Give you the first installment on the millions you’ll receive for agreeing to transfer money in a foreign country to your bank account for safekeeping

Fraudsters issue you a check or money order worth more than the amount owed to you and instruct you to wire the excess funds back to them before receiving your lump sum payment. After you’ve sent the money, you find out that the check or money order is bogus. For more information on protecting your finances, visit www.northstarathome.com or your local branch. http://ow.ly/UCkd308gDcY

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You never know when disaster could strike. Make sure your finances are prepared by following these simple steps.
http://ow.ly/JEpD307P5Lo

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Congratulations to Northstar Bank’s 2017 Financial Literacy scholarship winner, Jake Hassien from Marine City High School.
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Heather Tressler was recently hired as a credit analyst at Northstar Bank. In her position, she will analyze loan data on new, renewal and existing loans. Tressler previously held credit underwriting and management positions at other financial institutions.

“We are pleased to have Heather on our professional team,” commented Kari Nieman, credit administrator of Northstar Bank. “Heather’s education, experience and financial background make her a good fit for this position.”

Tressler graduated with a bachelor degree in business administration from University of Michigan in 1988. She is a committee member at Travis Pointe Country Club and resides in Ann Arbor.

Tressler may be reached at (734) 527 - 4267 or heather.tressler@northstarathome.com. Northstar Bank’s Ann Arbor branch is open Monday – Friday from 9:00 a.m. - 4:00 p.m.
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Pharming redirects legitimate domain name requests to fraudulent websites, where users get prompted to enter personal data, such as passwords or credit card numbers - even if the domain name was typed correctly. Through pharming, fraudulent sites are often made to look like legitimate ones.

Pharming is similar to phishing - but without the lure. The difference is, with pharming the fraudster does not have to rely on having the user follow a link
in an email.

Identity theft can be the result of entering your personal information on a convincing yet fraudulent website when the criminal gets their hands on it.

Norton™ suggests taking these precautions against pharming:
• If a site asks you for your personal information, double check the URL and make sure it does not include any additional or incorrect characters.
• Ensure your computer’s virus protection is up-to-date
• Confirm the certificate of the website by going to “File” in the browser’s main menu, in the “Properties” window, click “Certificates” and you will be able to see if the site has a secure certificate from the legitimate site owner.

If you think you may be a victim of a pharming scam, check your accounts for any suspicious activity and contact your local branch to take the necessary precautions to protect your identity.
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