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Adam Garcia
2,799 followers -
Bankruptcy Attorney at Sacramento Law Group
Bankruptcy Attorney at Sacramento Law Group

2,799 followers
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Chapter 13 bankruptcy is not a magic wand that eliminates debt without any work on your part; it’s a powerful tool for repaying secured debts while you keep your property. One powerful feature of chapter 13 #bankruptcy is the ability to cure defaults on long-term debts while retaining your property. In regards to your home in foreclosure, you can keep your home while you repay your late mortgage payments over 3 to 5 years.

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There are several costs when filing chapter 7 #bankruptcy in California. The largest expense is hiring an attorney. #Modesto bankruptcy attorney Adam Garcia typically charges $900 in attorney fees, but other attorneys may charge more. After paying an attorney you’ll have to pay the Bankruptcy Court a $335 filing fee. Lastly, you must pay for 2 online courses required by the Bankruptcy Code. These courses typically cost $15.

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Bankruptcy can protect you from wage garnishment. Whether you are currently facing a wage garnishment or a lawsuit that may result in wage garnishment, #bankruptcy can protect your wages and eliminate the underlying debt.

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Wage garnishment can be devastating when you're living paycheck to paycheck. If you've been hit with a wage garnishment you may be eligible to file a claim of exemption, but if you have significant debt #bankruptcy may be the best solution. Learn more about how to stop wage garnishment through bankruptcy

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Filing #bankruptcy in a small town can be challenging. There may be few attorneys who specialize in consumer bankruptcy and attorney fees may be high. If you're thinking about filing bankruptcy and live in a rural area consider looking for a bankruptcy who practices in the location of your meeting of creditors. For example, residents of Yuba City California who file chapter 7 bankruptcy will have their meeting of creditors in downtown Sacramento. There are many Sacramento bankruptcy attorneys with relatively low fees.

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Filing chapter 7 #bankruptcy can be very expensive at a time when clients can least afford the expense. Accordingly, it’s important for prospective clients to understand the total cost of chapter 7 bankruptcy before hiring a #bankruptcyattorney or filing a bankruptcy petition.
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