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ARCHIBALD INSURANCE
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When you hit the road, you face a lot of risks. Most of us know that there’s always a chance we could have a car accident. However, we don’t want the accident to be our fault.

Yet, things happen, and sometimes drivers cause accidents. You likely will face an insurance responsibility towards others involved in the wreck.
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Electric vehicles are becoming more common and sought after than ever before. With the help of the right auto insurance policy, you’ll be able to keep that vehicle operating at its best.

These vehicles are very new to the market, even though versions of them have been around for many years. What do you need to take into consideration when insuring electric vehicles? There are, in fact, a few things you should know.
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No one wants to see steam come off their engine, run out of gas or have a tire blow when driving on the highway. But, sometimes these unforeseen incidents occur. They can be inconvenient, not to mention dangerous.

It is always best in these situations to get off the road as quickly as possible. If you have to immediately pull onto the shoulder, rather than into a parking lot, then do so. The longer you drive after an incident, then the greater risk you have of causing a serious accident.
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In cold weather, the risk of water pipes freezing is a real issue.

A frozen pipe can damage not only the pipe, but also other areas of your home. As water in pipes freezes, it also expands. The expanding ice could rupture the pipe. A ruptured pipe could cause flooding and other water damage.
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Winter road trips can be great, whether you are heading out to see the sights or traveling for business.

However, even if you are just going to the grocery store, winter driving is not without its risks. Cold temperatures, inclement weather, and other factors make driving in winter more dangerous. The risk of accidents and insurance claims skyrockets in the winter. #AutoInsurance  
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You have your #HomeownersInsurance policy. It likely offers great coverage for your house and your property.

But, one of the questions you may have is what exactly does your homeowners policy cover?
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Gasoline is expensive. So most of us want to lessen the strain on our checkbooks by stretching our gas as long as possible.

Many people continue to pump gas even after the pump stops. Filling a tank too full can overload your gas system and cause damage. If your gas system causes problems, your #AutoInsurance will often cover some of the repairs. However, it is always best to be proactive and not knowingly do things that may damage the system.
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In some areas, the rental market is very tight. In these areas, it can be hard to find a vacant apartment that is within your budget. That’s when sub-leasing can become an attractive offer. In sub-leasing, you share an apartment with another person or lease it from someone that is currently leasing it (rather than leasing it directly from the property owner or management company). When done legally and within the requirements set by the apartment complex, this can be an affordable way to share a space. However, it can complicate things when it comes to #RentersInsurance .
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There may not be anything more frustrating than to see that your vehicle has been vandalized. You may have no way of knowing who did it or why, but you are stuck with having to make sometimes costly repairs on it. What do you do? #AutoInsurance  
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