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Pat Chiappa
Works at Spiritus Financial Planning
Attended Sonoma State University
Lives in Forestville, CA
39 followers|208,523 views


Pat Chiappa

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Mastering your fear around money is the only way to feel safe and secure financially.
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Pat Chiappa

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If you are a smart and frugal consumer, you'll want to use these technologies to outsmart the on-line retailers.
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Pat Chiappa

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My friend Todd is doing some really important work with PTSD patients - please check out his blog.
A piece of prose about the treatment of Post Traumatic Stress Disorder through they eyes of a Santa Rosa, CA based Japanese Acupuncturist.
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  • Spiritus Financial Planning
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Forestville, CA
Contributor to
Bragging rights
Authored & published a how-to-book on life planning for couples
  • Sonoma State University
  • Fairleigh Dickenson Universityy
Basic Information
Pat Chiappa's +1's are the things they like, agree with, or want to recommend.
Women & Money & the Fear of Being a ‘Bag Lady’

Mastering your fear around money is the only way to feel safe and secure financially.

How to Turbo Charge Your Financial Plan? Be a Fearless Dreamer.

If you want to turbo charge your financial plan you'll want to start by dreaming big.

3 Investing Mistakes to Avoid in 2014

Everyone at one time or another falls prey to these investing mistakes - don't let it happen to you.

Outsourcing Your Money Worries During Retirement

If you’re like most people, you’ve spent most of your adult life managing your personal finances but it may be time to outsource that task.

Keeping the Faith on the Road to Financial Independence

Achieving financial independence is no easy road, but if you are prepared for the challenges, nothing will get it your way.

Pandora® internet radio

Pandora is free, personalized radio that plays music and comedy you'll love. Just start with the name of one of your favorite artists, songs

Divine Intervention - Facing Your Retirement Truth

Being honest with your partner about finances is always crucial, more so when planning for retirement.

3 Reasons Why Retirement Income Planning Needs a Holistic Approach

As a holistic financial planner, I suggest approaching retirement income planning with these 3 tips in mind.

Be a Frugal Consumer in the Dizzying World of On-Line Shopping

If you are a smart and frugal consumer, you'll want to use these technologies to outsmart the on-line retailers.

Honey Who Shrunk Our Bond Funds?

If you’re holding bonds as part of a long-term asset allocation, rate changes are rarely a good reason to change your investment plan.

Travel Scams to Avoid This Summer (and Anytime you Travel)

Trying to stay one step ahead of credit card scammers is not easy, but necessary. Check out these tips for travel safety.

Re-Imagining Your Life Now and Through Retirement

Check out these tips for inspired retirement planning and successful life transitions.

[Infographic] Social Calls-to-Action Work | Dan Zarrella

For more social media data like this, check out my latest book The Science of Marketing now! Traditional marketers and sales people have kno

Estate Planning 101, It's Never Too Early to Start that Conversation

It's never too early to start estate planning. Talk now, avoid family conflicts later.

3 Essential Tips for Optimizing Your Relationship with Money

Having a relationship with money is no different than any other relationship. It needs to be healthy in order to work well.

Setting Goals and Living Your Dream - If Not Now, When?

By careful planning and boldly dreaming author Adam Shepard goes on a journey of amazing life experiences in One Life Lived.

My Money, My Mind and My Life - Guest Post by a Spiritus Client

Follow your own heart when if comes to you and your finances, but remember to seek the advice of a financial planner to look at the entire p

14 Action Inducing Lessons from Benjamin Franklin - by Dumb Little Man

Benjamin Franklin was a man of action. Over his lifetime, his curiosity and passion fueled a diverse range of interests. He was a writer (of

Cost of Living Comparison and Calculating Your Real Hourly Rate

Check out the Your Money or Your Life formula of finding your real hourly rate.

Leading Edge salon has a great vibe. It feels more like a spa experience with a mellow kind of energy - head and neck massages (your choice of aromatherapy oil) and none of the loud crazy music than many salons subject you to. The staff is always friendly and welcoming. Additionally, they use Aveda products and have a great selection of products for purchase. I had been going to Leading Edge for years, and when my stylist left, I left with her - but now I'm back.
Public - 11 months ago
reviewed 11 months ago
Todd is a healer in the true sense of the word. He brings from his world travels an expertise and a skill that is not often found in the healing world. Japanese acupuncture, which is what Todd practices, is non-invasive in nature so if you have any concerns about discomfort - you don't need to. His approach is quiet and calming and his technique is flawless. Todd has helped me in using his huge body of knowledge in Japanese acupuncture therapy. In addition, Todd is a great guy with a beautiful spirit and heart.
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Public - a year ago
reviewed a year ago
3 reviews
I was referred to Auto Body and More and was told they were honest and they really take care of their customers. I didn't need any more convincing than that. Bryan and his team took great care with my car, communicating with me at each step so I knew exactly where they were in the process. They couldn't have been nicer to work with and my car looks brand spankin' new. I hope I don't need them again, but it's good to know there is a great company with super nice people who will get the job done when you need it. No stress, good prices, great service, nice folks - Auto Body and More is a winner.
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Public - a year ago
reviewed a year ago