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Wayne The Credit Guy
23 followers -
Don't Hate the Creditor, Hate the Credit Game
Don't Hate the Creditor, Hate the Credit Game

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Wayne The Credit Guy's posts

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The Holidays and your Credit - The holidays are fast approaching and with it the media bombards us with constant commercials from cars to stores saying buy now and save 15% and pay later using our credit cards! The United States is a credit driven society, it is the cornerstone of our economy. [ ]

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How do I have a Zero Credit Score?!? - There are many times I come across adults (40 years +) and they have a Zero Credit Score. Many people do not understand why they would have that as a score, so let’s explore that topic and identify the several ways you can have a zero credit [ ]

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New FICO score model helps with Medical… Or does it? - New FICO score model helps with Medical… Or does it? FICO newest scoring model FICO 9.0 has changed its credit-scoring model by putting less focus on medical debts and will give consumers a break on their score IF they’ve settled with a collections agency. It sounds like [ ]

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Doing nothing doesn’t make your credit better over time - While technically the above statement is not true not many people want to wait 7 years for all their negative information to fall off their credit report based on the Fair Credit Reporting Act. Its human nature to bury our heads in the sand and ignore the [ ]

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When NOT to “fix” your credit - It seems like a silly statement but, when should you not “fix” your credit? So the statement may not be WHEN to not fix your credit but when NOT to hire someone to fix your credit. I recently had two possible clients come to me a few [ ]

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Debt collectors harass debt-free woman for years - This is simply mind-blowing. Debt collectors and their behavior has been a part of our industry for years: http://waynethecreditguy.com/debt-collectors-cell-phone-harassment-attack

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Debt collector’s new way of cell phone harassment under attack! - It is said that a debt collector’s biggest problem is an educated consumer. I constantly preach that at all my seminars. It’s the classic phrase “Knowledge is Power”. One of the biggest things to know is Can you actually be sued? You can find this out by [ ]

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Are you unintentionally damaging your credit score? #CreditRepair #WaynetheCreditGuy

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Are You Accidentally Hurting Your Credit? #CreditRepair #WaynetheCreditGuy

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The ABCs of Establishing Good Credit Wayne the Credit Guy discusses the keys to establishing good credit in this new article on FreeCreditScore.com. “The credit game has become a business, and in order to make money that business must keep consumers in debt,” says Wayne Sanford, aka “The Credit Guy.” “Not knowing the rules [ ]
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