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Steve May Financial Services
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Excuses, excuses! It’s an unfortunate fact that most people fail to achieve financial success. Of course, the primary reason for this is that they don’t put a plan in place to ensure they make the most of their money up until retirement. On the blog this week we highlight some of the main reasons why people don’t achieve the success they’d like with their finances and how you can avoid this debacle. https://bit.ly/2wFlfka
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Income protection insurance is essential for anyone who would suffer financially if they could not earn income from working. It is a critical element of many people’s financial plans. Click through to read this weeks blog as we explore the ins and outs of Income Protection Insurance, who should have it, why and how. https://bit.ly/2wsdRc6
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If your golf clubs have been under wraps or your tennis racquet has been tucked away for some time, it could be worth dusting them off. Research by AMP found Australians who play sport regularly are 64% more likely to achieve their financial goals than those who don’t. Click through to read this week's interesting read on the link between sport and money management. https://bit.ly/2I0lI2o
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Changes aimed at improving housing affordability have passed through parliament. Directed at first home buyers, the new tax concession, starting July 1 2018, will enable first home buyers to withdraw voluntary super contributions to put towards a home deposit.This week on the blog read more about what new legislation could mean for you. https://bit.ly/2JGP7iw
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More and more people are asking about ethical investment, or socially responsible investment (SRI) when discussing the makeup of both their superannuation and non-superannuation portfolios. This is especially true of the younger demographics. On the blog this week Steve discusses the positives and negatives of ethical or SRI company investments. http://bit.ly/2tZedW5
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Getting married or know someone who is? Getting the finances right can be a bit of a daunting task. This week on the blog Steve runs through some tips and tricks when it comes to paying for your big day. Click through to read the full blog. http://bit.ly/2HlBlQn
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One of the common questions we're asked is “how much money do people need in retirement?”. It crosses most people’s minds at some point because they don’t particularly relish the thought of ending their working life without enough money to live on through their golden years. The answer isn’t necessarily simple, though. This week on the blog we discuss modest and comfortable retirement lifestyle incomes and things to consider when planning for your retirement future. http://bit.ly/2HADcBZ
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Do you have too many super accounts? What would you do with an extra $77,000 by barely lifting a finger? Well if you’re the 1 in 2 Australians who have more than one super fund then this is what you could be missing out on. This week on the blog Luke discusses how certain decisions surrounding your super could be leaving you short of what could be a pretty penny lump sum come retirement. Click through to read more. http://bit.ly/2EqIMc0
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For those of us with children, no matter how old they are, it’s important to educate them on how to set themselves up for financial freedom over the long term. The possibility of owning a home, has perhaps, become a faint and distant dream for many younger Australians, but the need to save and build wealth and create financial freedom remains the most fundamental aspect of any financial plan. On the blog this week we run through five financial rules young people, and the not so young, would be wise to learn early. http://bit.ly/2BHPvZ4
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In this digital age of modern technology, most of us like to have everything at our fingertips, all in the one place, and most importantly available on the go. We’d like to introduce you to MyProsperity, your own personal wealth portal in collaboration with Steve May Financial Services. Click through to read all about MyProsperity, it's benefits, features and how to register today. http://bit.ly/2DCPhbv
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