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Jason Hull
Works at myFinancialAnswers
Attended United States Military Academy
Lives in Fort Worth, Texas
500 followers|71,590 views
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Jason Hull

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The Christmas Hangover

We spend over $600 billion on holiday gifts (roughly 50% of the total amount of student loan debt in the U.S.), but between 40-50% of us return a gift, and 1/3 of us regift. Can we do something now to stop wasting money next holiday season?
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The Difference Between a Year End Bonus and a Tax Refund

We treat them differently, even though they're both checks.
“Hey! If any of you are looking for any last-minute gift ideas for me, I have one. I’d like Frank Shirley, my boss, right here tonight. I want him brought from his happy holiday slumber over there on Melody Lane with all the other rich people and I want him brought right here, with a …
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My Prediction for 2016: More Predictions!

Useless predictions for the stock market's performance in 2016 can actually be helpful to you.
It’s December, which means that it’s time for two things to start cluttering the internet—end-of-year retrospectives (DJ Earworm’s annual “United State of Pop” music mashup is a personal favorite), and silly, silly, silly predictions. Lots of them. Way too many of them. And almost all of them are going to prove to be dead wrong. …
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Should I Save for Retirement or My Kids' College?

If it's an either/or proposition, there's only one right answer.
Managing our finances would be a whole lot easier if we didn’t face so many competing needs. That’s especially true when it comes to saving for the big things in life—between retirement, building (and maintaining) an appropriate emergency fund, vacations, and our children’s college tuition, it can be hard to figure out where our financial …
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Why Life Insurance is NOT an Investment

DON'T listen to the insurance salespeople. They'll tell you anything to make a sale.
After putting off thinking about life insurance for many years, you’ve finally decided that now is the time to move forward. Unfortunately, after one meeting with the sales person, you’re ready to run back the other direction. The sea of choices being thrown at you (Universal? Variable? Term?) are confusing and overwhelming, making you forget why you were …
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You May be Underestimating How Much You'll Spend in Retirement

Most people think that they'll spend less in retirement. According to recent research, there's a good chance that they're wrong.
“Retirement – the only real excuse you’ll ever have to spend your entire life’s savings.” –Unknown (hat tip) For most people, the expectation before they hit retirement is that, when they’re in retirement, their spending will decrease. After all, there are no more commutes, so work clothes to buy, no kids’ sports events or college …
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Take Advantage of Your HSA!

One of the most overlooked retirement accounts (sort of) out there.
Last night I dreamed I was able to put money into an HSA (Health Savings Account). Sadly, I woke up and realized I was not eligible. You may not share the same excitement as me about having an HSA, but if you have one you should definitely be excited. That’s because if used properly, HSAs …
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Do You Have a High-Deductible Health Plan? Don't Skip on Your Health or Retirement!

Research from the +Center for Retirement Research at Boston College shows that people who have HDHPs may hurt themselves financially.
“Never under any circumstances take a sleeping pill and a laxative on the same night.” — Dave Barry “Without reflection, we go blindly on our way, creating more unintended consequences, and failing to achieve anything useful.” — Margaret Wheatley Have you ever heard of a high-deductible health plan (HDHP)? A few years ago, this was an …
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What New Financial Issues Do You Face When Having a Child?

The new bundle of joy comes with a bundle of bills.
Congratulations on the upcoming addition of a new family member! I’m sure people have already told you how expensive it can be to raise a child—while most of us understand that children cost money, we don’t fully realize how much that really is until we’ve had them. According to the U.S. Department of Agriculture (USDA), …
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Should Your Kids Pay Part of Their College Tuition?

It's noble to pay for your kids' college, but is it wise?
The end of the year is fast approaching, which for many high school seniors means that big news about their futures is on the horizon. For those who have elected to apply to colleges under Early Action or Early Decision programs, the verdict (big envelope or small?!?) may be arriving in the mailbox any day …
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What Are the Different Employer Retirement Plans?

So many choices...
For most employees, the workplace retirement plan is one of the greatest benefits that their employer will offer them, behind only health insurance and paid time off. The average employer spends about 5% of its total employee compensation on retirement and savings costs, whether toward a defined-benefit or a defined-contribution plan. However, with so many different …
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Should I Plan on Receiving an Inheritance?

Planning on getting money when a loved one dies? Think about what that means...you want someone to die for your benefit.
Not worried about retirement or financial planning because you have an inheritance coming your way? You wouldn’t be alone, since there’s an estimated (and widely reported) $30 trillion wealth transfer coming from Baby Boomers to their Millennial kids over the coming decades. But if an inheritance represents a linchpin of your financial plan, you may …
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Online, Comprehensive Financial Planning Service
Introduction
Bragging rights
Certified Financial Planner(R)
Education
  • United States Military Academy
    German, 1991 - 1995
  • University of Virginia
    MBA, 2001 - 2003
  • New York University
    Personal Finance, 2011 - 2012
    CFP prerequisite courses
Basic Information
Gender
Male
Work
Occupation
Financial Planner
Skills
financial planning
Employment
  • myFinancialAnswers
    CTO, 2014 - present
    Chief Technology officer of comprehensive, online financial planning service, myFinancialAnswers, http://myfinancialanswers.com
  • Hull Financial Planning
    Owner, 2012 - 2015
    Hull Financial Planning is a Fort Worth, Texas certified financial planning firm.
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
Fort Worth, Texas
Previously
Crowley, Texas - Charlottesville, Virginia - Radcliff, KY - Wisselsheim, Germany - West Point, NY - Marietta, GA - Austell, GA - Villa Rica, GA