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Caren Enloe
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Consumer Financial Services Lawyer
Consumer Financial Services Lawyer

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Fourth Circuit Weighs in on Article III Standing
The Fourth Circuit recently examined the issue of Article
III standing in the context of the FDCPA.   In Ben-Davies v. Blibaum &
Associates, P.A., 2017 U.S. App. LEXIS 9667 (4 th Cir. June 1,
2017), the consumer sought to assert an FDCPA claim against a law...

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Guest Post: District Court Rejects Vicarious Liability Claims under the TCPA
By Alexa Cannon A Michigan district
court recently weighed in on the availability of vicarious liability for
violations of the Telephone Consumer Protection Act (the “TCPA”). In Kern v. VIP Travel Servs. , the plaintiffs
received several dozen telephone cal...

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Guest Post: CFPB Issues Request for Information Regarding Small Business Lending
By Vanessa Garrido The CFPB has issued a Request for Information (RFI) to
collect data that will shed light on how small businesses engage with financial
institutions, with a particular focus on women-owned and minority-owned small
businesses. Of the estima...

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Supreme Court Reverses Bankruptcy Proof of Claim Case
“The law has long treated unenforceability of a claim (due to the expiration of the limitations period) as an affirmative defense … And we see nothing misleading or deceptive in the filing of a proof of claim that, in effect, follows the Code’s similar syst...

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CFPB Seeks Comment on Effectiveness of the RESPA Mortgage Servicing Rule
As required by the Dodd-Frank Act, the CFPB is
conducting an assessment of its RESPA Mortgage Servicing Final Rule, which took
effect on January 10, 2014. The assessment will seek to compare servicer and
consumer activities and outcomes to a baseline that w...
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