Well Not the whole story. What about the verse that says . Whomever SHALL call on the name of Jesus Christ SHALL be saved. Do you just tear this verse out? NO. God gives us FREE will. Otherwise we would all be robots. Which we are NOT. Better be sure whom you listen too. IT could cost you YOUR soul in eternal Hell. Yes Jesus does the work , in this life and and at the cross, where all the work was done . Forgiveness of all sin was paid for at the cross. When Jesus went to the cross , HE said IT IS FINISHED> meaning no work , concerning the price of salvation as paid.