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David S. Rintoul
24 followers -
ERISA Advocate, Commercial Litigator, and Trombone Player
ERISA Advocate, Commercial Litigator, and Trombone Player

24 followers
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David S.'s posts

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Meeting The Burden of Proof in Internal ERISA Benefit Appeals: Why It Is Easy to Get it Wrong
In my ERISA benefits practice, I often have the opportunity to review the work other lawyers have done in the initial internal appeal with the insurance company.   For more background on why the internal appeal process is so important, you can see  this art...

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What Do We Submit for an Internal Appeal With the Insurance Company?
In this blog, I have frequently discussed the importance of the internal appeal with the insurance company.  I haven't discussed what we commonly submit for internal appeals, though.  I recently posted  an article  to my  new firm's website  discussing what...

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In Introduction to Why the Internal Appeal is Important in ERISA Benefit Denials
As you may know, I moved my Connecticut LTD and ERISA practice last month to  Zeldes, Needle & Cooper  in Bridgeport, I've been working on posting articles to the new firm's web site.  Today I posted  an article  discussing the administrative appeal process...

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Why a Comprehensive Appeal of an LTD Denial, or any ERISA Benefit Denial, Is Crucial
As you may know, I moved my Connecticut LTD and ERISA practice last month to Zeldes, Needle & Cooper  in Bridgeport, I've been working on posting articles to the new firm's web site.  Today I posted an article  discussing the administrative appeal process a...

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Even Ex-NFL Players Have Trouble Getting Disability Benefits for Post-Concussion Impairments
The New York Times has  an article  this week about the lawsuit that Haruki Nakamura brought against Lloyd’s of London for wrongfully denying disability insurance after his doctors, and the NFL, told him he could no longer play in the NFL.  While my clients...

I am happy to announce I have joined the law firm of Zeldes, Needle & Cooper in Bridgeport, effective today. I will be continuing my practice of ERISA and employee benefits and employment law and litigation.

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Residential Treatment for Eating Disorders: What Does Your Doctor Need to Say?
Slate.com had a great  article  recently by Katy Waldman talking about anorexia, and the potentially damaging narratives that even those in recovery from anorexia tell themselves.  As she writes: "[t] he anorexic impulse to lyricize one’s illness is a presc...

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Residential Treatment for Eating Disorders Now Available in Connecticut
Patients and their parents in Connecticut have frequently encountered great difficultly in obtaining the residential treatment for eating disorders recommended by their doctors.   In the past, residential treatment of eating disorders was only available out...

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Deceptive Attending Physician’s Statements: How to Fight the Form
What your treating physicians say about your condition and disabilities is the most important part of the claims process.  If you were an insurance company, wouldn’t it be great if it could come up with a way where it is almost impossible for the doctor to ...

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The Disability Insurer Is Calling You a Liar: Objective Evidence of Subjective Conditions
The most common reason stated by insurance companies for denying my clients benefits is there is no objective evidence of the client's impairments.  By this they mean that there are no medical or vocational test results assessing the extent the client's imp...
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