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PennyGeeks.com
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What Is Personal Injury Protection (PIP) Coverage?

If you live in a “no-fault” insurance state, you will need a policy that covers your car accident-related damages no matter who was at fault. Personal Injury Protection (PIP) is a type of no-fault insurance that is required in several states. Even if you do not live in a no-fault insurance state, getting PIP coverage is still a smart investment. This blog explains why...
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How Does a DUI or DWI Affect Car Insurance Rates?

To estimate how much car insurance rates increase after a DUI, our team compared insurance premiums for male and female motorists with clean records from all 50 states and Washington, D.C. and drivers with a one recent DUI from all 50 states and Washington, D.C. Our research indicates that a driver with a DUI conviction can expect to pay approximately...
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7 Common Mistakes to Avoid When Purchasing Car Insurance

In this blog, we discuss a few of the most common mistakes people make when buying car insurance...
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What Is Collision Car Insurance Coverage?

Are you in the market for car insurance? If you are, you’ve probably run into several confusing terms. One such term you will see quite often while you’re researching car insurance policies is collision insurance.

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Do Seat Belts Really Save Lives? (Statistics)

At the end of the day, accident statistics indicate that seat belts save lives. Among front-seat passengers and drivers, for example, researchers have determined that wearing a proper safety restraint reduces the risk of serious injury by 50 percent and the risk of death by 45 percent. In 2015 alone, experts estimate seat belts saved nearly 14,000 lives, according to the CDC...
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What Constitutes Wrongful Death in a Car Accident?

A wrongful death claim is a kind of tort claim that allows surviving family members to seek compensation for any damages they have incurred as a result of a loved one’s death. For example, if you are a stay-at-home parent and your spouse dies in a collision with a drunk driver, you could file a wrongful death suit against the impaired motorist for damages like lost income and benefits, lost of inheritance, and loss of consortium...
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5 Tips for Avoiding Rear-End Accidents

Rear-end accidents may not be as catastrophic as head-on collisions, but they can still cause considerable damage in certain circumstances. According to The Washington Post, there are approximately 1.7 million rear-end crashes on American roadways every year. The information in this blog will help you avoid becoming a statistic...
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Does Personal Car Insurance Cover Uber & Lyft Accidents?

Personal auto insurance policies do not typically apply when motorists are using their vehicles in a commercial fashion, like transporting passengers for a fee. If they use a ridesharing app like Uber to find passengers, they may have some coverage under the company’s insurance policy; however, it may not necessarily be enough to pay for all the damages that result in a collision. For many Uber drivers, purchasing supplemental coverage provides optimum financial protection.
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3 Ways Social Media Could Hurt Your Personal Injury Claim

Insurance adjusters are skilled negotiators, and you can be sure they scour every claimant’s online profiles for anything that might contradict the facts of the case. If you are not careful, social media posts could hurt your car accident claim:

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What Does Lyft’s Car Insurance Policy Cover?

Lyft. Although it is wise to purchase supplemental rideshare insurance or a commercial auto policy if you plan on transporting passengers in your personal vehicle, companies like Lyft do provide some coverage for their drivers in the event of a collision.
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