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EscrowOne Antelope Valley
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IT'S TIME TO DONATE

2018 has come to a close, and we are now setting goals and planning and striving to meet them in January of 2019. This is the most popular focus of people in the U.S. in the month of January.
At EscrowOne, Inc. we would like to remind you that this is also a great month to DONATE!
There are many ways you can donate. You can choose to donate in a way that requires very little effort on your part, such as donating blood or clothing articles, or you can become a permanent member of a charity or effort of your choice, providing continued support and donations. Both types of donations are very beneficial to your community and beyond. Your donation can be tailored to the amount of time or wealth you have to offer.

Read more at: https://escrowone.com/its-time-to-donate/
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GREATER EFFICIENCY AND PRODUCTIVITY

Escrow Checklist

BUYER
Our goal is to provide a seamless experience that empowers you to feel secure throughout your escrow* transaction. To ensure a successful closing, the following forms must be read, completed in full and signed. Please note that failure to complete the forms by the specified date could result in closing delays.
SELLER
Our goal is to provide a seamless experience that empowers you to feel secure throughout your escrow* transaction. To ensure a successful closing, the following forms must be read, completed in full and signed. Please note that failure to complete the forms by the specified date could result in closing delays.

Read more at: https://escrowone.com/greater-efficiency-and-productivity/
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WHAT IS TITLE INSURANCE AND WHY DO I NEED IT?

Title insurance protects real property owners and lenders against any property loss or damage they might experience because of liens, encumbrances or defects in the title to the property. Each policy of title insurance is subject to specific terms, conditions and exclusions.

Read more here: https://escrowone.com/what-is-title-insurance-and-why-do-i-need-it/?fbclid=IwAR1-2y-392fDZiAl_2XoaC0RdWGBeXvWpkWGFd8ILkrA0HZ8gCymytKa3J0
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Some may ask “why should I buy a Home?” Some would say “I wouldn’t know where to begin or what type of home is right for me!” EscrowOne, Inc. would like to help you make sense of why you should buy a Home and how to choose the right type of home in the perfect community. We would like to give you some key factors to think about when shopping and choosing the Home that is perfect for you and your family. Read more here: https://escrowone.com/9-advantages-of-owning-a-home/
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HOW TO AVOID ESCROW FRAUD
There are many great Escrow Companies to serve you today with your escrow needs when purchasing your new home. EscrowOne, Inc. takes its role very serious when it comes to protecting you and your assets.
Fraud is on the rise in today’s world and in the Escrow industry. Escrow Fraud is a ploy that involves a scam artist posing as your Escrow Company or setting up a fake escrow companies and ripping off the customers. This deception has been around in some form or another for as long as escrow companies existed.
Although we are blessed with the gift of technology and internet banking to speed up our process, we are much more vulnerable to the escrow scam artists like never before. The Internet makes it easy to create a fake company, and it allows fraudulent scammers to violate millions of escrow clients without much effort. You can avoid becoming a victim of escrow fraud if you stay in close contact with your EscrowOne, Inc. Escrow Officer. A huge Red Flag is when they ask you to send your Money early. EscrowOne, Inc. would like to inform you and requests that you watch out for the indicators below.
Read more here: https://escrowone.com/how-to-avoid-escrow-fraud
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HOW TO AVOID ESCROW FRAUD
There are many great Escrow Companies to serve you today with your escrow needs when purchasing your new home. EscrowOne, Inc. takes its role very serious when it comes to protecting you and your assets.
Fraud is on the rise in today’s world and in the Escrow industry. Escrow Fraud is a ploy that involves a scam artist posing as your Escrow Company or setting up a fake escrow companies and ripping off the customers. This deception has been around in some form or another for as long as escrow companies existed.
Although we are blessed with the gift of technology and internet banking to speed up our process, we are much more vulnerable to the escrow scam artists like never before. The Internet makes it easy to create a fake company, and it allows fraudulent scammers to violate millions of escrow clients without much effort. You can avoid becoming a victim of escrow fraud if you stay in close contact with your EscrowOne, Inc. Escrow Officer. A huge Red Flag is when they ask you to send your Money early. EscrowOne, Inc. would like to inform you and requests that you watch out for the indicators below.
Read more here: https://escrowone.com/how-to-avoid-escrow-fraud
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5 REASONS SCHOOL DISTRICTS MATTER EVEN IF YOU DON’T HAVE ANY CHILDREN

After putting so much attention and detail into selecting the right home for you, one thing you should consider is the school district and rating of the schools in your neighborhood. This can have a huge impact on the value of your property and the overall enjoyment of your neighborhood. Here are some things EscrowOne, Inc. would like you to consider if you're buying a home, whether you have children or not.

WHO WILL BE MY NEXT BUYER IF I DECIDE TO SELL?
Although this may be the right home for you now, you should always consider your next move. The ratings of schools and school districts is one of the most sought out reasons and deciding factors when shopping for a new home. Even if you have no children, your next buyer may have children or grandchildren and be in the market for a neighborhood that offers great atmosphere and schools. Always consider your future needs as well as your current desires.

MORE MONEY SPENT ON SCHOOLS EQUALS MORE MONEY SPENT ON HOMES
There's a correlation between school expenditures and home values in any given neighborhood, according to the National Bureau of Economic Research. Their report, "School Spending Raises Property Values," found that for every dollar spent on public schools in a community, home values increased $20. This can equal resale money for you when closing your escrow with EscrowOne, Inc.

See more at http://escrowone.com/5-reasons-school-districts-matter-even-if-you-dont-have-any-children/
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SPRING AHEAD & SPRING CLEANING

We Spring Ahead this Sunday, March 11th at 2:00am (officially).

This is a great time to Spring clean! EscrowOne, Inc. would like to share their tips with you. Start with organizing, then share, clean and replace.

4 Clean Out Musts

1. Go through closets, drawers, cupboards and simply declutter counters, shelves and tables. This is always something we need to force ourselves to do, but we are always so exhilarated with the end results.

2. Share any unused or un-needed items with Goodwill or a charity local and dear to you. Items we haven’t removed from our closet can greatly help someone of need. A good rule of thumb is, if it has not been used in the last 6 months, then you do not need it.

Get more tips at http://escrowone.com/spring-ahead-spring-cleaning/
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ARE MY PROPERTY TAXES DUE?

Taxes, as well as buying and selling real estate, can be very overwhelming. Real Estate Property Taxes are included in every Escrow transaction and can be confusing because it’s always paid and prorated differently depending on the time of year. EscrowOne, Inc. will make every effort to give you an understanding of the Property Tax due dates, delinquent dates as well as the prorations credited through Escrow.

Property Taxes are due in two installments/payments. Each billing cycle starts at the end of one year and ends in the spring of the next year.

While in Escrow, Taxes are usually paid current and then prorated so the seller and buyer are only paying property tax for the time-period they own the property. The Buyer’s new lender is usually the one who will determine if taxes must be paid through the file, or if they will collect enough at the closing, to pay themselves, when they are due.

Click here: http://escrowone.com/are-my-property-taxes-due/ to see the tax proration chart and property tax due dates to help you determine what may be required of you during your upcoming transaction.

EscrowOne is always happy to answer any questions and explain your transaction to your full contentment, providing you with confidence that you made the right choice with EscrowOne, Inc.

ESCROWONE, INC. – LANCASTER
LICENSE # 963-2613
43832 20th Street West, Ste. 102, Lancaster, CA 93534
Ph: 661-945-6991 Fax: 866-304-1745
Or you can Email:
Donna Magoch at Donna@escrowone.com
or
Maria Vargas at Maria@escrowone.com
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5 MISTAKES BUYERS SHOULD AVOID

Congratulations! Your offer was accepted by the Seller. Now it’s time for opening Escrow, inspections, paperwork and planning “the move”! Your Closing day is set and only 30-45 days away. Although, this time will go by quickly, there is still so much to do and some things you should not do. EscrowOne, Inc. would like to remind you to not make these 5 mistakes while in Escrow. This can avoid potential problems with your lender and keep your transaction moving forward within your set time frames. While you can breathe a little easier, remember, EscrowOne, Inc. is there to guide you making your experience as easy as possible so can be enjoying your new home before you know it. Here are the 5 mistakes to avoid while qualifying to buy a home or while in Escrow.

1. Don't change your job
A change in your employment during this process can enable you from receiving some types of loans. Employment stability is key! Most lenders prefer having a two-year job history in hand, so making a big career move could slow things down, or squash the deal entirely. A steady history of employment can offer you more loan options. Speak to the Lender of your choice if it is necessary to change your job and to hear what the best options are for you.

2. Don't change your income-to-debt ratio
One of the main factors the lender considers when qualifying you for your loan, is the ratio of your monthly income to your monthly debt. Your lender will check your financials several times before the closing of your loan and transaction. While it is tempting, don't take out a big loan for improvements on the new place. Even more tempting, don’t buy a new boat or sign the lease on your new dream car that will look perfect in your new driveway. The bank will see this as new debt and will need to look at your financials again to see if you still qualify for your desired loan amount. In some situations, it may cause you to no longer qualify at all.

3. Don't open new credit cards
This is the perfect furniture and appliances for my new home! We know, but don’t do it! Opening new credit accounts will again cause you financials and credit score to change and may trigger a new loan approval, jeopardizing your purchase. For now, just add those items to your shopping cart and push the button to purchase once your loan is closed.

4. Be present!
Always be sure to keep in touch with your lender and Escrow Officer. The Lender of your choice and EscrowOne will keep you informed of the time line so you can be readily available to immediately address any last-minute concerns and to execute documents as needed.

5. Be current!
Even though selling and buying at the same time can be chaotic, be sure to stay current with all bill payments. Late payments, too, can affect your credit score when financials are checked again just prior to closing the purchase of you new home.

If you need more information on the Escrow process, of the purchase of a home, your favorite EscrowOne Escrow Officer would be happy to answer any of your questions. Find an experienced Escrow Officer below.

ESCROWONE, INC. – LANCASTER
LICENSE # 963-2613
43832 20th Street West, Ste. 102, Lancaster, CA 93534
Ph: 661-945-6991 Fax: 866-304-1745
Or you can Email:
Donna Magoch at Donna@escrowone.com
or
Maria Vargas at Maria@escrowone.com
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