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Matt Chao
Works at VIP Independent Mortgage
Attended Lee University
Lives in San Diego, CA
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Matt Chao

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Although 30 year mortgages are more common than 15 year mortgages, the 15 year mortgage is a great option if you can afford higher monthly payments. San Diego mortgage. Have you decided to buy a new home? There are many different financing options to consider and the mortgage term, or the length ...
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Matt Chao

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If your mortgage company is bugging you about the low rates right now, remember that it's not always a good idea to refinance... http://mattchao.com/archives/214
You may have heard about the effect of the recent “Brexit” vote in Europe on the financial markets. Many investors are temporarily fleeing riskier assets like stocks in favor of more conservative investments like mortgage bonds. This has driven mortgage rates to their most competitive level in ...
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Here's the weekly market update... http://www.cmpsinstitute.org/admin/mbs/mbsupdate/13673. Good day to lock you're mortgage rate.
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11 Questions to Ask Your Mortgage Lender

http://mattchao.com/archives/223
July 4, 2016 July 4, 2016 Matt Chao first-time home buyer, mortgage planning, negotiating. Buying a new home is one of the biggest financial decisions you will make and being sure that you are working with the right loan officer in San Diego can make all the difference.
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Matt Chao

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LTV is the Loan-to-Value ratio comparing the balance of your mortgage loan to the value of your home. There are so many acronyms to keep straight in the home buying process. LTV is one of the most important and the most complicated. San Diego mortgage. LTV – or Loan-to-Value – is important to ...
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Matt Chao

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Are you trying to decide whether to refinance your home? Well, what are the reasons you are considering refinancing? Is your mortgage payment changing? Have rates dropped? San Diego refinancing. Your answers to the questions above should guide your decision making when it comes to refinancing a ...
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Matt Chao

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Good Credit, Credit Factors and Why It All Matters. Has anyone ever told you your credit score is more valuable than your G.P.A.? Laugh all you want, but it's true. In a world where the majority of people are regularly purchasing material items on credit, your credit score is the transcript that ...
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Story
Tagline
Mortgage Banker | Problem Solver | Life Coach | Inveterate Learner | I like to help people and improve things
Introduction
Living in Savannah, GA with my wife (Rose) and our two children
Education
  • Lee University
    English, History, Psychology, 2005
Basic Information
Relationship
Married
Work
Employment
  • VIP Independent Mortgage
    Mortgage Banker, 2016 - present
  • The Navigators
    Field Staff, 2005 - 2016
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Currently
San Diego, CA
Previously
Woodstock, GA - Cleveland, TN - Knoxville, TN - Savannah, GA
Contact Information
Work
Phone
619.577.4030
Email
Address
3919 30th St San Diego, CA 92104
Matt Chao's +1's are the things they like, agree with, or want to recommend.