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Medicare and Medigap Rate Information
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Nurses Crucial In Quest To Lower Medicare Costs

This Washington Post article from earlier in the year details why it is crucial for Medicare to change the current healthcare system dynamic. 

Health Quality Partners is a small company paid by Medicare to run a pilot program aimed at decreasing hospitalizations.  This company sends nurses for visits to patients' homes and checks on them several times a month.  It has been a remarkable success, albeit with a small group of patients. 

#medicare   #affordablecareact  
Why is Medicare shutting down one of the most promising health-care experiments in the country?
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Medicare Changes Rehab Service Coverage For Disabled and Chronically Ill

This is good news for people who have sustained an injury or have a chronic illness that will not allow them to work. Previously, CMS required patients suffering from a disability to show an ability to improve to qualify for rehab provider services coverage for Medicare. No longer.

#rehabservices   #medicare   #medicaredisability  
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2013 Medicare Enrollment Opens This Monday October 15

Many seniors will be searching this week for enrollment for Medicare Advantage plans.  The Medicare enrollment period starts October 15, 2012 and ends December 7, 2012. 

Many of the Medicare Advantage plans that seniors utilize are poorly rated. 
This is an excellent time for seniors to revisit their Medicare Advantage plan and make changes if the plan doesn't suit their needs. Senior might also consider using traditional Medicare, or even Medicare with an added Medicare Supplement Plan in place of a poorly rated Medicare Advantage Plan.

We have a lot of information on various Medicare Supplement plans at our website that may help to explain all of the various types of Medicare health plans.

#medicareadvantage   #medicare   #medicaresupplement   #medicare2013  
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California Medicare Premium Rates A Concern For Retirees

Informative piece that discusses California voters worries about the long term viability of Medicare and the changes that may be necessary to keep the program available to the next generation of seniors. 
Bill Schuman, a semiretired 67-year-old management consultant who is active in the Republican Club at Sun City Lincoln Hills, is concerned that the Medicare coverage that he and his wife, Beth, automa...
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2013 Medicare Part D Plan Premiums Prices Stable

Good news for seniors. The Department for Health and Human Services has announced that next year's plan premium costs for Plan D participants will not increase. Also, the dollar amount that the donut hole starts will be higher next year as well. 

#medicare   #medicarepartD   #donuthole  
The average 2013 premiums for Medicare Part D coverage will remain basically level for the fourth year in a row.
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Medicare Reform "Changes" for 2013 -- Presidential Candidates Debate Plans for Under 55 Contingent

Both presidential candidates insist that Medicare must be reformed to protect its long term solvency.  The sides have dramatically different philosophies on the best way to "protect" Medicare. But both sides agree that no person over 55 should need to make any change in plans for the next ten years.

Here's an interesting opinion piece that questions that wisdom...

#medicare #medicarereform #medicaredebate  
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Medicare Plans Control Cost, Says Activist

This article argues that Medicare is a viable cost control mechanism for battling otherwise rising healthcare costs. The author, Joe Baker (President of the Medicare Rights Center) contends that rising healthcare costs are the reason for increases in Medicare costs and not the lack of efficiency of the governmental program. 

One particularly interesting point he raises is that some groups suggest prohibiting "first-dollar" coverage in Medicare supplement plans. Enacting such prohibitions would prevent seniors from choosing a comprehensive Medigap plan that covers everything . In such a case, seniors may have to pay a significant portion of their healthcare out-of-pocket before receiving benefits. 

#medicare   #medigap   #medicaresupplement   #medicarereform  
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2013 Medicare Advantage Plans in Florida

There are many  *Medicare Advantage plan* choices for Florida Medicare recipients this year.  We have a new piece that discusses many of the companies that offer plans. These include AARP, Blue Cross Blue Shield, Humana and Coventry. 

We also explain the different types of Medicare Advantage plans, including HMO and PPO plans, as well as HMO SNP plans and PFFS plans.

#medicareadvantage   #medicare2013  
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Video to Help Find Best Medicare Supplement Rates in Florida

We have a quick informational video to help people use the internet to shop for Medicare Supplement rates. Check it out!
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New Jersey Medicare Supplement Rate Comparisons by County

We have begun providing information for NJ residents that are interested in finding rates for Medicare Supplement plans offered in their state.

Rates are still for 2012, we will be providing new information for 2013 when it's released.

Check it out.

#medicare #medicaresupplement #njmedicare #medigap  
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Medicare Vouchers May Increase Costs Says Former Insurance Executive

This former actuary thinks that supplying vouchers will steer healthier and younger seniors toward private Medicare Advantage style coverage while more expensive, sicker, and poorer seniors will stay in traditional medicare, nullifying any cost benefits for the system.

#medicareadvantage #medicare #medicarereform #medicarevouchers  
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2013 Medigap and Medicare Supplement Rate Changes -- Information Coming This Fall

Many seniors ask when the new rates will be released for Medicare Supplement (Medigap) for 2013.  It is important for seniors to know the cost so that they can budget for them.

Unfortunately, there is no set date. CMS will release the rates after compiling them sometime this fall. We discuss enrollment and the differences in traditional Medicare, Medicare Advantage, and Medicare Supplements (Medigap) with updates pending on the 2013 Medigap rate quotes release this fall.

#medigap #medicaresupplement #medigap2013  
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Providing basic information to seniors about Medicare Supplement and Medigap
Many seniors have trouble navigating the tricky waters of a post-retirement world. Not least among them is trying to understand Medicare and all of the wrinkles involved with Medicare coverage.

One of the most useful insurance products that a senior should consider is Medicare SupplementsMedigap.

Our page provides pertinent information about:
  • Medicare Part A
  • Medicare Part B
  • Medicare Advantage (often called Medicare Part C)
  • Medicare Part D
  • Medicare Supplements (also called Medigap)

We try to keep an eye on current Medigap rates for states like Florida and New Jersey. We are actively trying to add more states' information as we can.  We showcase the costs for Medigap premium coverage from many of the following insurance providers:

  • Blue Cross Blue Shield of Florida
  • Hartford Life Insurance
  • Sterling Life Insurance
  • Aetna Life Insurance
  • American Pioneer Life Insurance
  • Colonial Penn LIfe Insurance
  • Columbian Life Insurance
  • Connecticut General Life Insurance
  • Everence Life Insurance
  • Gerber Life Insurance
  • Globe Life and Accident Insurance
  • Health First Insurance
  • Humana Health Insurance
  • Liberty National Life Insurance
  • Mutual of Omaha Life Insurance
  • State Farm Mutual Automobile Insurance
  • State Mutual Insurance Company
  • Transamerica Life Insurance
  • United American Insurance Company
  • United Healthcare Insurance Company
  • USAA Life Insurance Company

Many seniors aren't aware of which products and supplies that Medicare covers. In certain instances, Medicare covers things like urinary catheters, oxygen, nebulizers and wheelchairs.

In the future, our site will provide important information on available medical supply companies.

Providing current rate information and news for Medicare, Medicare Supplements, and Medigap Information