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Jay Kunkle - RPM Mortgage
Delivering Strategic Solutions
Delivering Strategic Solutions
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The tech hub of San Francisco surpassed the nation’s capital last year as the highest-earning large U.S. metro area.
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According to @Trulia, The best time of year to buy a starter home is between October 1st and December 31st.
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For insight into today's housing market, @Zillow surveyed over 13,000 people. Here is what they found out:
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With a bit of creativity when it comes to financing, today’s buyers are finding ways to achieve homeownership.
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Here is how to boost your down payment savings:
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A client came to us for help buying his first rental property in an extremely competitive market where bidding wars were the norm and sellers preferred cash offers. He owned the home he lived in, and wrote a 15-day-close cash offer with plans to fund it with his Home Equity Line of Credit- a HELOC is a loan that allows you to use a checkbook to draw on the balance as needed, but has an adjustable rate, and our client wanted a stable 30-year fixed. He asked if we could close a new 30-year fixed in 15 days. Our response: Of course! He revised his offer, we rushed the appraisal in just 3 days, and finished his approval with days to spare before the 15-day deadline!
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A couple was on day 45 of a 60 day escrow with another lender, and saw their $1.5 million dream home slipping away. Four other lenders couldn't overcome issues around their complicated self-employed income, business losses, and debt ratios 5% over the typically accepted max. The sellers had a backup offer waiting and gave the buyers one last chance to perform. We only had 12 days to close, but we knew we had a jumbo loan product to fit their situation, plus we could offer a fixed-rate 1% lower than the adjustable loans they were quoted. We closed in 12 days and proved that not all lenders are created equal when it comes to complex clients.
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How do you guarantee that you receive maximum value for your house? These two tips can help you get the highest bid!
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