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Wreck Check Atlanta - Diminished Value & Total Loss Auto Appraiser
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Diminished Value Appraiser | Total Loss Appraiser | Auto Appraiser | Improper Repairs Inspector
Diminished Value Appraiser | Total Loss Appraiser | Auto Appraiser | Improper Repairs Inspector

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Will I Need Help to Settle My Diminished Value Claim ?

YES ... The insurance industry keeps coming up with new excuses to not pay what they owe on Diminished Value Claims. To the uninitiated, some of their arguments actually seem to make sense. But, to the trained professional, we've heard all their arguments before and we know how to deal with each-and-every one of them. Over the past few years, the pool of diminished value “Appraisers” has mushroomed. There are now "Discount" Diminished Value appraisers that will pick-your-pocket for whatever they can get, in exchange for useless reports that are of No Value. The insurance industry even seems to be underwriting some of these Late Entries in an effort to Minimize their Payments on Diminished Value Claims. #diminishedvalue
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When you total your vehicle, insurance companies will try to low-ball your settlement offer. If you hire us, we will create your own appraisal and coach you through the appraisal clause process in your insurance policy. We can help protect your financial interests. #totallossappraisal #appraisalclause #consumeradvocate
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You should be aware that:

1) Insurance companies are required to pay diminished value.
2) Your insurance premium cannot increase due to a diminished value payout.
3) Your insurance company cannot cancel your policy for collecting diminished value.
4) You can file a diminished value claim regardless of whether or not you were at fault in the accident.

#DiminishedValue #AutoAppraiser #DiminishedValueAppraisal #DiminishedValueClaim
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Invoking Your Appraisal Clause:

Anybody that has an insurance policy, that is the contract between you and your carrier. In order to protect yourself you will need to know how to use the policy and how to handle any disagreements you may have when it comes to settling your claim. You do not have to accept what the insurance company says they owe you. There are appraisal clause's that are there to protect you in the event you do have a loss. #DiminishedValue #AppraisalClause #TotalLossClaims #TotalLoss

If you have any questions please call me at 770-545-5617 or email me at RJ@WreckCheckAtlanta.com.
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If you suspect your vehicle was improperly repaired, we recommend you have a post repair inspection performed, our post repair inspection service includes a diminished value appraisal and an inspection of the repairs performed along with professional documentation of the improper repairs and coaching on how to handle the situation. #improperrepairs #diminishedvalue
https://www.wreckcheckatlanta.com/store/p5/Post_Repair_Inspection_With_Diminished_Value_Appraisal.html
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Can I Collect Diminished Value (state-by-state) ?

From the at-Fault Party's Insurance Company ...
YES; in Every State except Michigan.

If the at-Fault Party has No Insurance ...
YES; under your own policy's Uninsured Motorist Coverage, but only in the following states: • Alaska • Arkansas • California • Delaware • District of Columbia • Georgia • Hawaii • Illinois • Indiana • Louisiana • Maryland • Mississippi • New Jersey • New Mexico • North Carolina • Ohio • Oregon • Rhode Island • South Carolina • Tennessee • Texas • Utah • Vermont • Virginia • Washington • West Virginia.

From My Own Policy's Collision Coverage ...
YES; in Georgia or Kansas .. (Kansas may be subject to policy limitations).
UPDATE (12/22/2011) .. YES; in Washington, per Supreme Court decision (No. 84500-0) in the matter of Moeller v Farmers Insurance Company.
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How Do I Find a Legitimate Professional?

Wreck Check Atlanta, is a professional Diminished Value Appraisal Company. If you are researching diminished value, be careful, there are impostors out there that are more inclined to favor the insurance industry than work on behalf of vehicle owners. There are even those who claim to handle the entire claim for you for a percentage of the proceeds. In most states is is illegal for other than a licensed attorney to represent you with the insurance company.
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What is Diminished Value?

Imagine you’re going to BestBuy for the new Samsung 4K HDTV – the pinnacle of flat screens. The retail price is $18,499 and they are completely sold out, but they have a refurbished one they can sell you right now for the full retail price. Would you buy it? Seriously, only a fool pays full retail for a refurbished item so you quickly ask what the discount is and what specifically was wrong with the TV offered for sale. The salesperson tells you that he has no way of knowing what was wrong with the TV, just that it has been refurbished and the great news is that they can save you 10%. Now 10% is a nice gesture but hardly enough to make any consumer want to buy a “refurbished” high-ticket item, especially not knowing the extent to which the unit was repaired. Was it a power button? Was it dropped and the screen shattered, or just an open box used for display at a show?

Now if 10% is obviously not enough of a discount to induce the buyer to consider a “refurbished” high-ticket piece of electronics, why would that suffice for an automobile? Refurbished is a very general term leaving much room for imagination when a very high degree of precision is required for collision repairs. The insurance company has all the details associated with the repair, to the penny, but will not share this information with vehicle history reporting agencies. They will, however, make certain that the claim is reported and specifically what the cause or nature of that claim was in general terms. Here within lies the problem because we don’t know as the buyer or seller of the vehicle downstream what the severity of the repairs were, so we are left to deal with the stigma of “refurbished.” The customer simply does not know the severity of the accident so they look for a vehicle with no accident history because there is no benchmark for exactly how much discount they are entitle to. The vehicle with accident history sits in dealer inventory a long time until discounted heavily to be sold. This discount is diminished value.
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