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Heritage Insurance of Alabama, Inc.
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Modupe Idowu from Local 15 News interviews Kent Owen at Heritage Insurance of Alabama. The topic was how Alabama wind insurance prices have changed 10 years after hurricane Ivan & Katrina. http://local15tv.com/news/local/wind-insurance-rates-fall

To add detail to this interview, wind insurance price is mainly determined by location. Hurricanes come from the south. The closer a home to the coast, the more likely it will be damaged by wind, resulting in expensive home insurance. The farther the home from the coast, the cheaper the price. Insurance rates have been decreasing, but as soon as there is another major storm, they will increase. It's inevitable. It will probably always be that way in coastal Alabama.

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Want an independent agency that isn't just tied down to one carrier?  That's Heritage Insurance.  We can shop the market to find you the best price for house insurance in South Alabama.  Think of us like a supermarket with your choice of brand name insurance at the price you want.  Heritage Insurance: the one stop shop for homeowners insurance in Mobile and Baldwin County.

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So many times, customers call saying “I want to compare insurance apples to apples”.  For most people, this means comparing the coverage, deductibles, and price.  You probably guessed this, but there’s much more to compare than that.

We just made it easy for homeowners in Alabama to compare insurance apples to apples!  Click the link below to submit your insurance document for a direct comparison quote!

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We're happy to introduce a list of realtors in Baldwin County and Mobile Alabama who can help you find your dream home. We've seen these individuals seal the deal on homes enough to recommend them. Special thanks to Libby Thompson, Kathy Stastka, Michael Dorsett, Kelly Petrey, David Kahalley, & Aiveen Kahalley!

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Here's a video on how to file a house insurance claim as well as if you should file the claim.

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What's the difference between replacement cost and actual cash value?
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