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Kin Lian Tan
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340 followers
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Kin Lian's posts

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Opening a work pass account with MOM
I wish to share a troublesome process in opening an account to apply for a workpass at the Ministry of Manpower. They recently revamped their micro-site, so it was better than before. It must have cost them many tens of million dollars. Still, it was confus...

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Product analysis - investment and insurance products
The FISCA website has a page showing the insurance and financial products that have been analysed. I give my views on whether they give good value to consumers. http://www.fisca.sg/Article.aspx?Category=Product%20Analysis If you have a product that you like...

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How do the Crowd view the ministers?
The voting on these three interesting issues are now ready for viewing: a) Which minister do you LIKE best? b) Which minister do you DISLIKE the most? c) How do you rate the performance of PM Lee? www.wisdomofthecrowd.sg/result.aspx All of these issues have...

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Private Shield plan - 5 month delay in settling a claim
A consumer asked for my help. She is covered under a Private Shield Plan. She suffered some pain in the joint. She went to the general practitioner who tried to treat the pain, but the treatment did not work. The doctor referred her to see a specialist. She...

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Countdown timer for green man at pedestrian crossing
Should we have a countdown timer to show when the green man will appear at pedestrian crossings? The majority of the Crowd says - YES. You can view the voting on other issues at www.wisdomofthecrowd.sg/result.aspx

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Should MAS set a limit on payment in coins?
This is what the Crowd thinks about the proposal by MAS to set a limit on payment in coins. The majority thinks that the problem is small and could be ignored. The next group thinks that the MAS can set a limit of $20 (instead of 10 coins in each denominati...

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Listen to the Wisdom of the Crowd
You can now view the results of several issues that have closed recently: a) Will a minimum wage increaset the cost of employing foreign maids? b) Should a countdown timer be installed for the green man at pedestrian crossings? c) Should MAS pass a regulat...

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A suggestion to improve the public service
President Tony Tan asked the civil service to look for ways to improve the public service, rather than simply follow the existing rules. I applaud him for this message. The first and most important step to solve a problem is to recognize that we have the pr...

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Make it possible for people to marry younger
I discussed with an Indonesian couple, who are slightly older than me, about the problems faced by Singapore in raising the birth rate. Most people are marrying too late. They want to go to university, have to complete National Service (for males) and have ...

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It takes 4 days to make a money transfer electronically
I went to DBS bank branch to transfer $15,000 to a friend in Indonesia. Staff - Mr. Tan. There is a charge of $20 for telex and another charge of 1/8 % for the handling fee. The total charge is about $40. The agent bank will also impose a charge. Your frien...
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