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Randy Jones Insurance Services
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Locally Owned and Operated
Locally Owned and Operated

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Life Insurance with a Pre-Existing Condition: Try out these tips for getting coverage even if you have a pre-existing condition. If you suffer from heart disease, diabetes, cancer, kidney, liver disease, or other health issues, then you might be concerned about your life insurance options.  While it’s not impossible to get life insurance if you have a pre-existing condition, you should expect the process may be slower and more complicated.  Here are some tips we recommend to make the process a little easier: 1) Work with... The post Life Insurance with a Pre-Existing Condition appeared first on Randy Jones Insurance Services.

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Protect Against Carbon Monoxide: Learn how you can protect against the risk of carbon monoxide. Carbon monoxide is a colorless, odorless gas produced by burning carbon-based fuel sources such as natural gas, wood, charcoal, and so on.  When inhaled, carbon monoxide prevents oxygen from reaching the body’s cells and can eventually lead to death.  Don’t let your family be vulnerable to the threat of carbon monoxide poisoning; learn how you can protect them today. Install Detectors As previously mentioned, carbon monoxide is both colorless... The post Protect Against Carbon Monoxide appeared first on Randy Jones Insurance Services.

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Halloween Safety Tips: Halloween is right around the corner! Make sure you have a truly happy Halloween by following these easy safety tips for your kids and your home! While Halloween is a night of costumes, candy, and fun, Halloween can also be a time of concern. Make sure your loved ones and your home stay safe this Halloween by following these easy safety tips. For Your Kids Costume safety: Make sure your child’s costume is not made of flammable materials. Additionally, avoid... The post Halloween Safety Tips appeared first on Randy Jones Insurance Services.

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Video Surveillance: Peace of Mind for You and Your Family: Learn everything you need to know about video surveillance for your home. Surveillance video cameras are a great way to keep an eye on your home and protect your property. With new technology, video cameras are more affordable than ever and they offer you the ability to replay and store your surveillance footage. Additionally, many new cameras allow you to access your video feeds in real-time. Considering equipping your home with video surveillance cameras? Here’s what you should know. Number... The post Video Surveillance: Peace of Mind for You and Your Family appeared first on Randy Jones Insurance Services.

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What You Need to Know About Service Line Insurance: Are there gaps in your insurance? Here’s how service line insurance can help. Most homeowners don’t think twice about the piping and wiring that bring water, power, and communications into their homes. However, a busted sewer line forces them to take notice immediately. Unfortunately, if there is a problem with the piping that brings water to and removes waste from your home, then you may be responsible. Often a standard homeowners insurance policy won’t cover this type of damage. So... The post What You Need to Know About Service Line Insurance appeared first on Randy Jones Insurance Services.

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Why You Should Consider an Umbrella Policy: Want extra protection? Consider getting an umbrella insurance policy. If you’re like most Americans, you probably haven’t thought about an umbrella insurance plan. However, an umbrella policy is a great way to add “extra protection” over and above the coverages provided on auto and home insurance policies. Wondering if an umbrella plan is right for you? Here are some ways to tell. You Have an Income Today, anyone could be on the receiving end of a lawsuit. If you have... The post Why You Should Consider an Umbrella Policy appeared first on Randy Jones Insurance Services.

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Finding the Right Liability Insurance: Make sure your business has the right liability coverage. Finding the right liability insurance for your business is never a simple process.  Liability insurance policies come in all shapes and sizes, so it’s important that you choose the best policy for your particular business.  Here are a few things to keep in mind as you consider your liability coverage. Understand What Liability Insurance Is Liability insurance covers you and your business from legal claims, such as injury and property damage,... The post Finding the Right Liability Insurance appeared first on Randy Jones Insurance Services.

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Three Types of Business Insurance You Might Not Know You Need: If you own a business, you should review the types of insurance policies available to protect your investment/enterprise. While most business owners have the standard liability, worker’s compensation, and commercial property insurance policies, simply relying on these policies could mean that there are gaps in your coverage. Learn about these three types of insurance you might not be familiar with and consider whether they’d be a good fit for your business. 1) Employment Practices Liability Insurance This type of policy... The post Three Types of Business Insurance You Might Not Know You Need appeared first on Randy Jones Insurance Services.

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Common Gaps in Auto Insurance: Make sure that you are getting the auto insurance coverage you need. If you own a car, every state requires you to have some level of auto insurance and states often require minimum amounts of auto insurance. In California, the state minimum auto insurance is 15,000/30,000/10,000. However, these insurance minimums may not be enough to adequately protect you and can leave you vulnerable. Learn about the most common gaps in auto insurance coverage and make sure you have all the... The post Common Gaps in Auto Insurance appeared first on Randy Jones Insurance Services.

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Review Your Insurance Coverages to Keep Your College Student Protected: Make sure your college kid has all the coverage they need this school year. Starting college can be an anxious time for both new students and their parents. From the stress of moving your newly graduated high-schooler to a brand new environment to the pressure of starting an all new academic and social environment on their own, your college student will have a lot on their plate. To give you and your student peace of mind, you’ll want to make... The post Review Your Insurance Coverages to Keep Your College Student Protected appeared first on Randy Jones Insurance Services.
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