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The Ark Group
Committed to the Support and Success of Financial Professionals
Committed to the Support and Success of Financial Professionals
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Help Mitigate Risk in a Client's Financial Strategy
Have you overlooked a risk to your clients' overall financial strategy? Here are some potential risks that life insurance can help mitigate.
1. Death Risk
2. Serious Illness Risk
3. Opportunity Risk
4. Probate Risk
5. Beneficiary Risk
http://bit.ly/2sia4Yy
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What Are You Waiting For?
A deferred annuity can provide principal protection, no matter what's happening on Wall Street. Share this flyer with your clients, and customize it to include your contact info. http://bit.ly/2rJ2sBp
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Top Ten Reasons to Buy a Fixed Annuity

Use this customizable PDF from The Standard to share with your clients, and start the annuity retirement conversation. http://bit.ly/2rRetnT
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Conflict of Interest FAQs, Updated
DOL Fiduciary Rule

On May 22, Department of Labor Secretary Alexander Acosta confirmed the rule will become applicable on June 9. This ends speculation that the rule's implementation might be further postponed while under public review. The transition period beginning June 9 will end January 1, 2018, the final implementation date for the rule. http://bit.ly/2rjOtAU
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June is Annuity Awareness Month
Income Illiteracy may Favor Simple Annuities

High rates of retirement income illiteracy among people 60 or older could favor simple annuities in the future, a retirement income expert said. After all, the golden rule of investing is to avoid investing into what you do not understand. Simple income annuities are among the most straightforward income products in the retirement income marketplace. http://bit.ly/2si3wbA
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Answering the DI Question: Yes or No?

According to LIMRA, a majority of consumers worry about facing a disability but only one third have disability insurance. No one likes to buy insurance. Nor do we want to dwell on the reasons we might need disability insurance someday. But it can literally be a life saver, so it is important to dispel the reasons why you shouldn't. http://bit.ly/2qSSNGw
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Addressing Long Term Care Myths
When it comes to LTC protection, it's time to know the myths, master the facts, and have the conversation. http://bit.ly/2qjNFsg
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Why Do 43% of Americans Say They Don't Have DI?

Not because they can't afford it, but because their employer doesn't offer it.So says a new survey of 2,100 adults by OneAmerica and the Harris Poll. http://bit.ly/2qjol65
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Congress May Expand Medicare to Include #LongTermCare
Congress is taking a small, but important, step towards expanding Medicare to include some long-term supports and services. A bipartisan measure before the Senate Finance Committee would give some Medicare providers additional flexibility in how they care for people with chronic conditions. http://bit.ly/2qd7CkP
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Family Business Continuation Planning: Lessons from the LA Lakers

Family business continuation planning is a tricky business. According to Forbes, less than a third of family businesses survive from the first generation to the second,while less than half of those that do survive the first transition will last through another generation. Why is generational instability so common with family businesses?

• While the original owner may have a clear vision, the younger generation may not, especially if there are multiple children with conflicting views.
• The next generation might not have the skill sets or relationships needed to run the business.
• Competitors may be more likely to exploit a temporary instability.
• Employees may be reluctant to stay, and/or it may be harder for inexperienced successor owners to attract talent needed during the transition. http://bit.ly/2q7slu5
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