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Hal Timinsky
"Closing Loans Is My Business"
"Closing Loans Is My Business"
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Hal's posts

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This could explain why I have completed more refinances in the past year than I have done in the recent past. I have been able to help many families reduce their monthly payments and improve their household budgets.

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The market is hot due to limited inventory.
This is why it is best to become pre-approved before you start your home search. 

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Homes values are at the average appreciation levels of 3.6%. You will see that this is a good time to purchase a home, before values increase more, as well as the interest rates. 

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What can you say...this is a crazy business and it is not for the weak.
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Thinking about purchasing a home, but not sure if you can? Call me to review your options.

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Arizona is getting more job growth, so families are moving here.

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We have heard of the financial benefits of home ownership, but did you every thing of the benefits on your health?
Here are some good benefits.

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Call me to discuss your mortgage options.
You will be surprised that the requirements are easier than you think.


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Owning a home is a way to gain wealth. We normally have a housing expense each month, so why not own and watch our home appreciate in value.
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