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John Lefferts
54 followers -
Senior Executive in Financial Services-father of 18 yr old triplets - husband to Dianne
Senior Executive in Financial Services-father of 18 yr old triplets - husband to Dianne

54 followers
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Insurtech: Ned Ryerson meets Silicon Valley
    I’ve
always been somewhat of a gadget guy. When 4K TV came out in an 85 inch screen,
I had to have it. Got the solar panels on the house and a Tesla in the garage.
And like many of you, I’ve got drawers full of old blackberrys, nokias and
iphones as I’v...

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Life Insurance 2.0 is coming
“Life insurance is a product that is sold and not bought” This quote has been the mantra of the insurance industry for generations and somewhat an excuse for a lack of innovation. Life insurance is perhaps the most difficult financial product to sell and by...

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Demographics and the Emergence of Robo-surance
Ever since I entered the financial services business back in the 80’s, the Baby Boomer demographic has been the overwhelming driver of consumer behavior and how companies marketed their products and services. While it remains true that the majority investab...

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Sun-Moon-Stars Align for Retail Financial Services Platforms
It’s not often that from a business perspective, the sun, moon and stars align to create both tremendous opportunity and incredible change. What we are witnessing now in the financial services business is that exact phenomenon. But in this business, it’s no...

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If A Tree Falls In The Forest, Will A Regulator Hear It?
    "If a tree falls in a forest and no one is around to hear it, does it make a sound?" …or put another way, if a client is ripped off by his/her advisor and a regulator does not know about it, was the client really harmed? After a career in the financial ...

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I’ve been a follower of Ken Blanchard and Spencer Johnson's books and teachings since the One Minute Manager came out in 1982 (hard to believe it’s that old!). They always has a common sense message for the business community told through stories. With all ...

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Career Life Insurance Distribution: A shock to the system
As the financial media reports on the potential fallout in the independent broker-dealer community should the DoL proposal go forward as it appears to be headed, it seems like their definition of an independent platform is “not one of the four major wirehou...

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Where is the Elon Musk of Financial Services?
I’ve written before about my experience in moving from  Texas to California  and how I’ve adopted green technology having bought a Tesla, installed solar panels in the home and wired the house for efficient wireless whole home technology systems. Of course,...

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The New Financial Services Ecosytem
“An invasive species can be any kind of living organism that is not native to an ecosystem and which causes harm. They can harm the environment, the economy or even, human health.” You’ve probably read about certain invasive species that find their way into...

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With all the "Back to the Future" posts were seeing these days, I thought I'd take a crack at it here. This is a speech I've written for a financial services industry conference after being awarded financial services company of the year honors playing "Carn...
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