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Mortgage Underwriting Guidelines
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Mortgage underwriting guidelines you should understand before you apply.
Mortgage underwriting guidelines you should understand before you apply.

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This is a great little video put out by NASA about magnetic portals between earth and the sun.  Using our imagination, I think we could all find uses for these protals. Enjoy.

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The no downpayment home loans are the most sought after in our market today. There are only 3 choices: USDA Guaranteed, USDA Direct, and VA. You can learn everything you ever wanted to know about VA loans on this site:

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Everything you ever wanted to know about FHA loans. Well, probably more than you really want, ... but great info.

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Remember the FSBO in the real estate market of the past? I don't think they are just from the past. I'm finding many people are trying "for sale by owner" again. I remember as a lender we developed many loans because we had assistance programs for them. We would teach them all kinds of things they were not aware of and in return we usually received many leads. We did have a great program.

Since the for sale by owners are entering the market again you might want to know about this great site. FSBOs and Real Estate agents can list their homes here free. The site even has a free professional directory if you want to list your company, service, and web site. It's free too. Check it out.

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This is a Government subsidized Home loan. It is for people with very low income. As little as 1% interest for 33 years if you qualify. Here are the guidelines.

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Why did my credit score drop? I didn't know! But, ... But ... . These are things you should know.

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Ever wonder just what exactly makes up your credit score? Also known as FICO score. This short video explains what the five fico score factors are comprised of.

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This is a great story about NAHB's Building Systems Council. Please share and help us spread the word about their good work.

http://www.heraldtribune.com/article/20120331/WIRE/120339982
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