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Commercial Motor Insurance quoting is becoming more stringent in Australia, with major Australian and International Insurers now changing the way they rate new Truck Insurance business.

The changes will provide a stricter No Claims Bonus (NCB) application process for Truck Insurance Quotes, which these insurers say will improve the quality of information they collect for high sum insured risks.

From 22 January 2018, some of the changes affecting Heavy Motor Vehicle classes are outlined as follows for one of the major Insurers:

NCB restrictions on Heavy Motor Vehicle classes

Automatic NCB levels will be adjusted, with Underwriting referral required for any NCB entitlement higher than the automatically accessible levels.  Receipt of written claims history from the previous insurer will be required, before the referral is considered and will determine action for any of these NCB entitlements.

Sum insured triggered referrals on select Heavy Motor Vehicle classes

Select Heavy Motor Vehicle classes that exceed a set sum insured value will be automatically referred to the Underwriter. The Underwriter would request additional information such as written insurance claims history, the business’ Australian Business Number (ABN), a completed Road Transport Driver Declaration form and Heavy Motor Vehicle registration details (state or federal). If the vehicle proposed carries refrigerated goods, cars or furniture, a Commercial Motor Vehicle Insurance Application will be required.

Please note that the changes take effect this week

This additional information requirement for some NCB applications and for select Heavy Motor Vehicle classes will come into effect this week, from Monday 22 January.

Source: QBE Insurance Australia

New Truck Insurance Quotes

Truck Insurance clients in Australia should now be ready to provide claims history when looking for new Truck Insurance. Contact Diford Truck insurance Australia for new Truck Insurance quotes and Transport Operators Insurance Quotes and advice.

E-mail Stephen Thomas, Insurance Broker at: Stephen_thomas@difordinsurancebrokers.com
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Commercial Motor Insurance quoting is becoming more stringent in Australia, with major Australian and International Insurers now changing the way they rate new Truck Insurance business.

The changes will provide a stricter No Claims Bonus (NCB) application process for Truck Insurance Quotes, which these insurers say will improve the quality of information they collect for high sum insured risks.
 
From 22 January 2018, some of the changes affecting Heavy Motor Vehicle classes are outlined as follows for one of the major Insurers:
 
NCB restrictions on Heavy Motor Vehicle classes

Automatic NCB levels will be adjusted, with Underwriting referral required for any NCB entitlement higher than the automatically accessible levels.  Receipt of written claims history from the previous insurer will be required, before the referral is considered and will determine action for any of these NCB entitlements.

Sum insured triggered referrals on select Heavy Motor Vehicle classes

Select Heavy Motor Vehicle classes that exceed a set sum insured value will be automatically referred to the Underwriter. The Underwriter would request additional information such as written insurance claims history, the business’ Australian Business Number (ABN), a completed Road Transport Driver Declaration form and Heavy Motor Vehicle registration details (state or federal). If the vehicle proposed carries refrigerated goods, cars or furniture, a Commercial Motor Vehicle Insurance Application will be required.

Please note that the changes take effect this week
 
This additional information requirement for some NCB applications and for select Heavy Motor Vehicle classes will come into effect this week, from Monday 22 January.

Source: QBE Insurance Australia

New Truck Insurance Quotes

Truck Insurance clients in Australia should now be ready to provide claims history when looking for new Truck Insurance. Contact Diford Truck insurance Australia for new Truck Insurance quotes and Transport Operators Insurance Quotes and advice.

E-mail Stephen Thomas, Insurance Broker at: Stephen_thomas@difordinsurancebrokers.com

Or, Phone: 0487127640
Add a comment...

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QBE Insurance, and particularly QBE Truck Insurance, QBE Transport Insurance, QBE Commercial Motor insurance and QBE Private Motor Insurance, QBE Car Insurance, which has a longstanding relationship with vehicle glass repair and replacement (VGRR) provider Autoglass in the UK, has revealed an expanded three-year deal to include the latter’s sister companies in Australia, Ireland and USA.

This is great news for current QBE clients as well as Car owners, Truck Owners and Transport Operators looking for and comparing Insurance quotes and Insurance coverage including Truck Insurance Quotes, Transport Insurance Quotes and Car Insurance Quotes and coverage.

A report by Fleet News said Autoglass – the preferred supplier to the insurer’s clients for VGRR and Advanced Driver Assistance Devices (ADAS) calibration services – will also collaborate with QBE on initiatives aimed at enhancing customer experience. Vehicles serviced by Autoglass include buses and those that transport heavy goods.
Beyond the UK partnership, QBE has tapped three other firms under Autoglass’s parent firm Belron Group. Also part of the agreement are Autoglass Ireland, US-based Safelite, and Australia’s O’Brien.
“Autoglass has consistently demonstrated a strong commitment to our working relationship and the needs of our policyholders,” said QBE Insurance Group claims category manager Peter Cox, as quoted by the report. “We see huge partnership opportunities to develop market-leading solutions and new digital services.”
Neil Atherton, sales and marketing director at Autoglass, commented: “This expanded partnership is an endorsement of the strong working relationship and track record of providing excellent customer service to QBE policyholders over a number of years. We are looking forward to building on this effort and experience with our colleagues across the Belron Group, and finding additional ways to add value to the relationship through new service offerings.”
Belron has more than 10 major brands and operates across over 30 countries.
“It’s important to us that we work with like-minded organisations that share our ambitions and help us to continue to meet the needs of brokers and customers in the future,” added Cox.

Source: Insurance Business Magazine

Contact Diford Insurance Australia to compare Insurance quotes and policy wordings, including Truck Insurance Quotes, Transport Insurance Quotes and Car Insurance Quotes which utilise Glass replacement options, arrangements and relationships.

Email Stephen at:  Stephen_thomas@difordinsurancebrokers.com
or Phone: 0487127640
Add a comment...

Post has attachment
QBE Insurance, and particularly QBE Truck Insurance, QBE Transport Insurance, QBE Commercial Motor insurance and QBE Private Motor Insurance, QBE Car Insurance, which has a longstanding relationship with vehicle glass repair and replacement (VGRR) provider Autoglass in the UK, has revealed an expanded three-year deal to include the latter’s sister companies in Australia, Ireland and USA.

This is great news for current QBE clients as well as Car owners, Truck Owners and Transport Operators looking for and comparing Insurance quotes and Insurance coverage including Truck Insurance Quotes, Transport Insurance Quotes and Car Insurance Quotes and coverage.
A report by Fleet News said Autoglass – the preferred supplier to the insurer’s clients for VGRR and Advanced Driver Assistance Devices (ADAS) calibration services – will also collaborate with QBE on initiatives aimed at enhancing customer experience. Vehicles serviced by Autoglass include buses and those that transport heavy goods.
Beyond the UK partnership, QBE has tapped three other firms under Autoglass’s parent firm Belron Group. Also part of the agreement are Autoglass Ireland, US-based Safelite, and Australia’s O’Brien.
“Autoglass has consistently demonstrated a strong commitment to our working relationship and the needs of our policyholders,” said QBE Insurance Group claims category manager Peter Cox, as quoted by the report. “We see huge partnership opportunities to develop market-leading solutions and new digital services.”
Neil Atherton, sales and marketing director at Autoglass, commented: “This expanded partnership is an endorsement of the strong working relationship and track record of providing excellent customer service to QBE policyholders over a number of years. We are looking forward to building on this effort and experience with our colleagues across the Belron Group, and finding additional ways to add value to the relationship through new service offerings.”
Belron has more than 10 major brands and operates across over 30 countries.
“It’s important to us that we work with like-minded organisations that share our ambitions and help us to continue to meet the needs of brokers and customers in the future,” added Cox.

Source: Insurance Business Magazine

Contact Diford Insurance Australia to compare Insurance quotes and policy wordings, including Truck Insurance Quotes, Transport Insurance Quotes and Car Insurance Quotes which utilise Glass replacement options, arrangements and relationships.

Email Stephen at:  Stephen_thomas@difordinsurancebrokers.com
or Phone: 0487127640
Add a comment...

Post has attachment
QBE Insurance, and particularly QBE Truck Insurance, QBE Transport Insurance, QBE Commercial Motor insurance and QBE Private Motor Insurance, QBE Car Insurance, which has a longstanding relationship with vehicle glass repair and replacement (VGRR) provider Autoglass in the UK, has revealed an expanded three-year deal to include the latter’s sister companies in Australia, Ireland and USA.



This is great news for current QBE clients as well as Car owners, Truck Owners and Transport Operators looking for and comparing Insurance quotes and Insurance coverage including Truck Insurance Quotes, Transport Insurance Quotes and Car Insurance Quotes and coverage.

  A report by Fleet News said Autoglass – the preferred supplier to the insurer’s clients for VGRR and Advanced Driver Assistance Devices (ADAS) calibration services – will also collaborate with QBE on initiatives aimed at enhancing customer experience. Vehicles serviced by Autoglass include buses and those that transport heavy goods.
  Beyond the UK partnership, QBE has tapped three other firms under Autoglass’s parent firm Belron Group. Also part of the agreement are Autoglass Ireland, US-based Safelite, and Australia’s O’Brien.
 “Autoglass has consistently demonstrated a strong commitment to our working relationship and the needs of our policyholders,” said QBE Insurance Group claims category manager Peter Cox, as quoted by the report. “We see huge partnership opportunities to develop market-leading solutions and new digital services.”
 Neil Atherton, sales and marketing director at Autoglass, commented: “This expanded partnership is an endorsement of the strong working relationship and track record of providing excellent customer service to QBE policyholders over a number of years. We are looking forward to building on this effort and experience with our colleagues across the Belron Group, and finding additional ways to add value to the relationship through new service offerings.”
 Belron has more than 10 major brands and operates across over 30 countries.
 “It’s important to us that we work with like-minded organisations that share our ambitions and help us to continue to meet the needs of brokers and customers in the future,” added Cox.

 Source: Insurance Business Magazine



Contact Diford Insurance Australia to compare Insurance quotes and policy wordings, including Truck Insurance Quotes, Transport Insurance Quotes and Car Insurance Quotes which utilise Glass replacement options, arrangements and relationships.



Email Stephen at:  Stephen_thomas@difordinsurancebrokers.com

or Phone: 0487127640
Add a comment...

Post has attachment
QBE Insurance, and particularly QBE Truck Insurance, QBE Transport Insurance, QBE Commercial Motor insurance and QBE Private Motor Insurance, QBE Car Insurance, which has a longstanding relationship with vehicle glass repair and replacement (VGRR) provider Autoglass in the UK, has revealed an expanded three-year deal to include the latter’s sister companies in Australia, Ireland and USA.

This is great news for current QBE clients as well as Car owners, Truck Owners and Transport Operators looking for and comparing Insurance quotes and Insurance coverage including Truck Insurance Quotes, Transport Insurance Quotes and Car Insurance Quotes and coverage.


A report by Fleet News said Autoglass – the preferred supplier to the insurer’s clients for VGRR and Advanced Driver Assistance Devices (ADAS) calibration services – will also collaborate with QBE on initiatives aimed at enhancing customer experience. Vehicles serviced by Autoglass include buses and those that transport heavy goods.

Beyond the UK partnership, QBE has tapped three other firms under Autoglass’s parent firm Belron Group. Also part of the agreement are Autoglass Ireland, US-based Safelite, and Australia’s O’Brien.

“Autoglass has consistently demonstrated a strong commitment to our working relationship and the needs of our policyholders,” said QBE Insurance Group claims category manager Peter Cox, as quoted by the report. “We see huge partnership opportunities to develop market-leading solutions and new digital services.”

Neil Atherton, sales and marketing director at Autoglass, commented: “This expanded partnership is an endorsement of the strong working relationship and track record of providing excellent customer service to QBE policyholders over a number of years. We are looking forward to building on this effort and experience with our colleagues across the Belron Group, and finding additional ways to add value to the relationship through new service offerings.”

Belron has more than 10 major brands and operates across over 30 countries.

“It’s important to us that we work with like-minded organisations that share our ambitions and help us to continue to meet the needs of brokers and customers in the future,” added Cox.

Source: Insurance Business Magazine

Contact Diford Insurance Australia to compare Insurance quotes and policy wordings, including Truck Insurance Quotes, Transport Insurance Quotes and Car Insurance Quotes which utilise Glass replacement options, arrangements and relationships.
Add a comment...

Post has attachment
Insurance Quotes Online
Contact Diford Home Insurance Australia for Online Home Insurance Quotes online and over the phone.

Call Stephen today on 0487127640 for Home Insurance Quotes and Home and Contents Insurance Quotes
or Email: stephen_thomas@difordinsurancebrokers.com
Home Insurance 

Australia is entering an era of high-rise apartment buildings as unit prices are expected to fall in most Australian cities, even as house prices are tipped to rise in the country's major cities over the next three years.

QBE Insurance's Housing Outlook 2017-2020 predicted massive surges in house prices in some Australian cities over the next three years,  including Canberra, which could see rises of more than 16%; Melbourne, 10.2%; Brisbane, 7.1%, and Hobart, 10.8%. This trend in the projections is bucked by two cities: Sydney, with the Harbour City's house prices expected to fall by roughly 0.2%, and Darwin, which is expected to see a drop of 1%.

Search and compare product listings for Home Insurance from specialty market providers here

Apartments, meanwhile, will likely see a decrease in unit prices – 7% for Brisbane, 5% for Melbourne, and 4% for Sydney. QBE said the weakening demand for units is largely due to tighter investor-lending standards impacting investors.

“If you’re a young person wanting an acre of land and a swimming pool, this is not good news,” Phil White, QBE lenders’ mortgage insurance CEO, told news.com.au. “But if you’re a first-time buyer looking to get your first foot in the market, this is very promising because unit prices look like they could drop in Sydney, Melbourne, and Brisbane.”

White expects that the softening in unit prices will increasingly influence the country's property market over the coming decades.

“With so many Australians priced out of the housing market, the Australian dream of owning property is increasingly turning to high- and medium-density apartments,” White said. “Units contribute to a greater share of the market as changing lifestyles and affordability dictate property choices. Encouragingly, that dream should become a reality for more Australians, with improving affordability overall.”

Units now account for 46% of all residential construction across the country, including Sydney and Melbourne, which are being redesigned to accommodate thousands of high-rises and hundreds of thousands of units. This level of construction, White said, is needed to house the projected 6.5-million addition to the country's population over the next 15 years.

“We need to be building around 190,000 homes a year to keep up,” White said. “Last year, Australia built around 215,000. That’s a good year, but we have to keep it up. The forecast population growth raises questions about whether our property market will have us on track to meet short, medium and long-term population challenges. Careful planning for housing stock and infrastructure is imperative.”

The QBE report also forecasted that Sydney, Melbourne, Adelaide, Perth, and Darwin will be less affordable in the next three years.

“Recent low affordability in Sydney and Melbourne should stop purchasers from taking larger mortgages and bidding up prices even more,” White said. “With more lending restrictions impacting investors, it could be good news for owner-occupiers, as they should find less competition from investors.”

According to QBE, first-homebuyer loans declined by less than 1% in 2016/17. There are emerging overall signs of strengthening demand for first-home buyers, however, as the first three months to July 2017 saw 13% more loans approved to first home buyers compared to the prior year, the report said.

Source: Insurance Business Australia Magazine


Home Insurance Broker - Stephen Thomas

Household Insurance - Home Insurance, Home and Contents Insurance
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NTI Truck Insurance Warning

With Australian roads getting busier by the second from the rush of holidaymakers, NTI is urging truck drivers to ensure their safety and that of their co-road users by sharing the road and being aware of less-experienced drivers this Christmas.

The transport and logistics insurer has seen a 3.7% rise in the number of serious truck accidents over the past year, as well as a 7.3% increase in the total cost of accidents, said NTI CEO Tony Clark.

"The lead-up to Christmas is a very busy time with cars often travelling on roads the driver isn’t necessarily familiar with,” Clark said. “At the same time, transport operators are working hard to ensure shelves are stocked – this is a peak time for them. Fatigue, inappropriate overtaking, and underestimating the road conditions can all be a recipe for disaster. All drivers must be mindful of other road users and do their part to ensure everyone reaches their destination safely.”

The NTI boss also urged the trucking industry to do its part in ensuring a safer Christmas for road users.

“With greater congestion on our roads over Christmas, NTI urges our professional drivers to remain acutely aware of road conditions and the threat of less experienced road users as they deliver supplies for the Christmas holidays,” Clark said.

NTI also shared some safety tips for motorists sharing the road with trucks this Christmas:
Don't cut in. Because trucks are heavier than cars, they need more space when stopping – an extra 30m than cars when both are travelling at 100km/hr.
Give trucks room to turn. Some trucks – particularly those over 7.5m with the sign, “Do Not Overtake Turning Vehicle” – need more space at corners, intersections, and roundabouts. This truck can legally use two lanes to make their turn, and may need to turn left across a motorist's path to turn left.
Be aware of blind spots. Motorists should remember that if they can't see the truck driver's mirror, the driver can't see them.
Overtake with care. Motorists should make sure they have the time and clear visibility when overtaking a large truck.
Truck Owners please ensure your Truck Insurance is current and covers you adequately.
Source: Insurance Business Australia Magazine

Truck Insurance Quotes Online

Contact Diford Truck Insurance Australia for Online Truck Insurance Quotes online and over the phone.

Call Stephen today on 0487127640 for Truck Insurance Quotes
or Email: stephen_thomas@difordinsurancebrokers.com
Add a comment...

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QBE Insurance Findings

Australia is entering an era of high-rise apartment buildings as unit prices are expected to fall in most Australian cities, even as house prices are tipped to rise in the country's major cities over the next three years.

QBE Insurance's Housing Outlook 2017-2020 predicted massive surges in house prices in some Australian cities over the next three years,  including Canberra, which could see rises of more than 16%; Melbourne, 10.2%; Brisbane, 7.1%, and Hobart, 10.8%. This trend in the projections is bucked by two cities: Sydney, with the Harbour City's house prices expected to fall by roughly 0.2%, and Darwin, which is expected to see a drop of 1%.

Search and compare product listings for Home Insurance from specialty market providers here

Apartments, meanwhile, will likely see a decrease in unit prices – 7% for Brisbane, 5% for Melbourne, and 4% for Sydney. QBE said the weakening demand for units is largely due to tighter investor-lending standards impacting investors.

“If you’re a young person wanting an acre of land and a swimming pool, this is not good news,” Phil White, QBE lenders’ mortgage insurance CEO, told news.com.au. “But if you’re a first-time buyer looking to get your first foot in the market, this is very promising because unit prices look like they could drop in Sydney, Melbourne, and Brisbane.”

White expects that the softening in unit prices will increasingly influence the country's property market over the coming decades.

“With so many Australians priced out of the housing market, the Australian dream of owning property is increasingly turning to high- and medium-density apartments,” White said. “Units contribute to a greater share of the market as changing lifestyles and affordability dictate property choices. Encouragingly, that dream should become a reality for more Australians, with improving affordability overall.”

Units now account for 46% of all residential construction across the country, including Sydney and Melbourne, which are being redesigned to accommodate thousands of high-rises and hundreds of thousands of units. This level of construction, White said, is needed to house the projected 6.5-million addition to the country's population over the next 15 years.

“We need to be building around 190,000 homes a year to keep up,” White said. “Last year, Australia built around 215,000. That’s a good year, but we have to keep it up. The forecast population growth raises questions about whether our property market will have us on track to meet short, medium and long-term population challenges. Careful planning for housing stock and infrastructure is imperative.”

The QBE report also forecasted that Sydney, Melbourne, Adelaide, Perth, and Darwin will be less affordable in the next three years.

“Recent low affordability in Sydney and Melbourne should stop purchasers from taking larger mortgages and bidding up prices even more,” White said. “With more lending restrictions impacting investors, it could be good news for owner-occupiers, as they should find less competition from investors.”

According to QBE, first-homebuyer loans declined by less than 1% in 2016/17. There are emerging overall signs of strengthening demand for first-home buyers, however, as the first three months to July 2017 saw 13% more loans approved to first home buyers compared to the prior year, the report said.

Source: Insurance Business Australia Magazine

Insurance Quotes Online

Contact Diford Home Insurance Australia for Online Home Insurance Quotes online and over the phone.

Call Stephen today on 0487127640 for Home Insurance Quotes and Home and Contents Insurance Quotes
or Email: stephen_thomas@difordinsurancebrokers.com
Add a comment...

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NRMA Insurance

NRMA Insurance is reminding Australian motorists to make safer decisions while on the road this festive season, as new claims data shows that car collisions have increased by more than 7% since 2015.

This year alone, the car insurer has logged more than 189,160 claims for car collisions in NSW, with data showing that collisions are more likely to occur on Thursdays and Fridays.

“The rise in motor vehicle collisions is a timely reminder of the importance of keeping safe on the road over the silly season, when the roads are busier and people may be travelling longer distances,” Robert McDonald, NRMA Insurance Research Centre director, said. “Our advice to drivers is to allow extra time to travel over the peak holiday period, adapt to the driving conditions, and take regular breaks if driving a long way to get to your holiday destination.”

December is also the worst month for car park collisions, the NRMA Car Insurance data reveals, with car park errors increasing by 18% over the annual average. Forty-five per cent (45%) of the collisions occurred while reversing.

“Retail car parks are exceptionally busy this time of year, so we should allow some extra time to find a space and get in and out of shopping centre car parks,” McDonald said. “Typical parking collisions involve hitting other cars, runaway shopping trolleys, and scrapes with pylons and poles. We want to encourage drivers to obey the parking rules, and exercise simple courtesy when circling the car park for a space.”

To encourage safer and distraction-free driving, NRMA Insurance has recently rolled out its Safer Journeys app, which motivates drivers to “switch off” their mobile phone behind the wheel. The app allows users to accumulate points for safe, distraction-free driving which they can redeem for rewards, like fuel and grocery vouchers.

The insurer also released a two-minute film, titled “Long Way,” to remind drivers to drive safe so they can be with their loved ones this Christmas.

Source: Insurance Business Australia Magazine

Insurance Quotes Online

Contact Diford Car Insurance Australia for Online Car Insurance Quotes online and over the phone.

Call Stephen today on 0487127640 for Car Insurance Quotes
or Email: stephen_thomas@difordinsurancebrokers.com
Add a comment...
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