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gvmuthu.me
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Business Strategist | Software technologist | Social Media Enthusiast | Career Mentor
Business Strategist | Software technologist | Social Media Enthusiast | Career Mentor

8 followers
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Given the choice, will you use Mobile Payments such as Apple Pay, Android Pay or Samsung Pay?

I posted the above mentioned question in various social media channels and forums to collect responses - received approx. 350 from friends and entrepreneurs. 

Surprisingly, many are treating mobile payments as primary payment approach. It is not anymore an alternative method. The technologies may vary - NFC, Wallets, direct mobile billing, etc. 

What you should consider before taking mobile payments as your final primary payment approach - well there are 3 key points

Are you secured - a new study by Walker Sands communications mentions that 8 out of 10 consumers were hesitant about m-payments, in which 57% cited security and 48% cited privacy as the top reason. But don’t worry Google, Visa, MasterCard are into HCE - Host Card Emulation to secure your mobile payments. Biometrics is another good approach.

They are watching you - every time you make a payment, the payment system - it can be google, samsung or apple - watches what you purchase, from where you purchase, how much you spent etc. Of course, it helps to personalise their services - for example imagine, cafe day gives you offer for your favourite flavour. 

Keep your properties safe - what happens if the mobile is stolen. Well, factory reset can help here - Use Device Manager for Android to wipe the data remotely / Use iCloud to erase your device data. Login to web-presence of your connected apps and deactivate them immediately to reduce damages.  

#mobile   #payments   #security  
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Somewhere in June 2015, I read an article which stated that innovation in India is the need for the hour compared to just ‘make in India’. As a strategist with experiences in startups and corporate - I strongly accept it. But whenever I talk about this to stakeholders, they ask a simple question.

“Fine, let’s do. but we don’t have an idea about where to start”

In a discussion with startup entrepreneurs at a small town in Tamilnadu, I proposed the following simple approach

Feel the need - the meaning of it is, there are many requirements around us, which can be solved by using simple approaches. I showed the video of automatic dosa making machine called ‘dosamatic’ by Mukunda Foods. They felt the need, and they innovated a sustainable solution which helped them to improve the efficiency in less cost. They point here is - how to innovate systematically.

Sensing the wave - I am sure, we all notice this wave around us. Every year, there is a national level exhibition on Ideas, inventions and innovations happens at Coimbatore. When I visited sometime back, I noticed surprisingly, the innovative ideas by the school students were fantastic and easy to implement right away. Sense the requirements, where the improvement is required, where the world is going forward and you can bring your ideas together. A friend of mine talked about behavioral economics that added more values to this point

Notice the waste - Of course I am talking about six sigma - eliminating rework and rejections - improving quality - the way to industrial innovation. When I was with engineering startups at small towns in Tamilnadu and Kerala - I noticed that a simple waste control approach could save lot of money and time. See, where you can limit the rework /  waste - may be a process could help.

I am still in touch with those members attended the discussion and constantly noticing the ideas and approaches - wherever required I am adding my values. The happy part is - it is working perfectly.

#gvmuthu   #strategy   #chaiwithstrategist  
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Flexibility and agility / Competitive differentiation / Faster Business innovation / Measurable efficiency - What's your Cloud preference? #gvmuthu   #chaiwithstrategist  
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“If you think that the internet has changed your life, think again. The IoT is about to change it all over again!” — Brendan O’Brien #IoT
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IoT is definitely a buzzword for next few years. The concept of IoT has been around us for decades with various names including M2M, Industrial Internet and etc. People talk about it more now days because, the evolution of mobile, cloud, analytics and big-data are high.

Where you can start with IoT? I would recommend setting up some goals first.

Global connectivity is obviously a key requirement, but IoT should be more than that. Chris Penrose - Senior president of Internet of Things Solutions at AT&T Mobility, mentioned once as “A successful IoT strategy requires bringing the right people together across an organization and its partners to build an integrated business process that is enhanced by connectivity and new data from sensors. It also requires integration with back-end systems to make the data actionable.”

In an interview Penrose listed three broad categories for measuring success in IoT and business value such as generating efficiency, driving cost out of the business and using IoT to generate new revenue.

From a strategist perspective, improving the efficiency of existing process can be one of the primary goal - for example - real time notifications in mobile device from the sensors in agriculture field or may be in a healthcare environment or supply chain management. Any organisation, starting their investment in IoT should start with at least one use case that can produce a measurable business value, so that the time and money can be invested in right path.

#iot   #strategy  
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Question for the weekend : Given the choice, will you use Mobile Payments such as Apple Pay, Android Pay or Samsung Pay? ‪#gvmuthu #mobilepayments   #chaiwithstrategist  
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571 New websites are created every minute - a strategy report says.

How to create more visibility to your website? How to build business from your website ? - well, lets discuss.
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Share your Career Goal for Year 2013 - and Join with us to make 2013, an year full of opportunities and success.
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Will smith shares his secrets of success.
"I want to represent possibilities, I want to represent the idea..." - Will smith shares his secrets of success.

http://youtu.be/q5nVqeVhgQE

Watch this video - it gives a real good experience of his philosophy.
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"I want to represent possibilities, I want to represent the idea..." - Will smith shares his secrets of success.

http://youtu.be/q5nVqeVhgQE

Watch this video - it gives a real good experience of his philosophy.
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