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Fordyce & Playle | Mortgage & Protection Advisers
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In the 2015 Summer Budget and Autumn Statement, the Chancellor introduced several changes that will affect anyone buying or owning a buy-to-let property in the UK.
It is important that landlords understand these changes because they may affect the profitability of many buy-to-let portfolios, however small or large they are. Read our latest blog here:

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Read our latest blog: Buy-to-let landlords are set to be hit with new costs from April when a controversial extra 3 per cent stamp duty charge is introduced.

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All of our free mortgage guides are now available in one easy to access location... feel free to download and share with anyone looking for more information on the exciting world of mortgages!
http://fordyceplayle.co.uk/free-mortgage-guide/

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The Help to Buy: ISA launches on 1 December 2015

The Help to Buy: ISA launches today and is designed to reward those first time buyer clients who are working hard to save up for their first home.

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As the rental market goes from strength to strength more people are looking to buy properties to rent out, and in most cases they will require a Buy-To-Let Mortgage.

We have asked our mortgage team to put together a handy guide to help explain what to look out for with this specialist type of investment.

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10 Common ‘Myths’ Associated With Equity Release


These are 10 of the most common ‘myths’ associated with equity release. You’ve probably heard several of them yourself…

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Buying your first property can be a scary task but an exciting one! With the right knowledge and advice you can make the process as stress free as possible.

We have asked our mortgage team to put together a handy guide to help explain the processes involved in buying a property for the first time.

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How To Get A Mortgage Decision In Principle


The first step in obtaining a mortgage is to arrange an agreement in principle with a mortgage lender, but how do you go about getting one?

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Budget 2015: Summary of key points

Chancellor George Osborne’s final budget of this parliament. Here are the key points from Budget 2015…

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Freehold vs Share of Freehold vs Leasehold

We explain the different costs and responsibilities with each type of homeownership, how they impact on costs to buy, sell, and maintain a property.

The exciting story of leaseholds and freeholds is a relic of English property law dating back to the 11th Century. The term ‘Freeholder’ was even used in the Doomsday book of 1089.
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