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Kris Grimes
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Kris's posts

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Excellent advice for home sellers when choosing a Realtor.

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When borrowers pay a mortgage point — which is equal to 1 percent of the total loan amount taken — they typically receive a discount of 0.25 percent on the mortgage interest rate. However, under the new loan assistance program, the banks will offer a 0.5 percent discount for a single mortgage point.

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Nobody likes the words 'closing costs'. Very few understand why there are so many fees and costs connected to a real estate transaction. It's understandable home buyers want to share the closing costs with the seller but seller is not required to agree.

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Even in a fast paced market, sellers have to follow rules to get the best price for their home. 

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Georgia is an awesome place to live but not when you have school-age children. Georgia ranks pretty low nationwide.

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Mortgage-Relief scams are victimizing homeowners already in financial trouble. It's a shame!

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Obviously, saving for the down payment is quite a personal challenge. The rising home prices may also put a damper on the enthusiasm but shouldn't keep you from investing in yourself. Interest rates are a charm and may save you thousands of dollars in the long run. #Home #ownership is and will always be a good investment in yourself.

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If economic growth picks up, and home prices rise, borrowers may be able to refinance their main mortgage and their HELOC as a single new fixed-rate loan,” Reuters reports. However, regulators caution banks to take steps to minimize the risk.

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Who doesn't agree that short sales are painful for all parties involved? I am glad they are disappearing from the #housing scene.
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