If you want to be bad, follow a good spending ratio. If you have trouble spending money on things you don't need, then use a spending ratio to help you overcome the feeling of guilt and stupidity to live it up more too!
Here's what it took to successfully refinance my mortgage. I had failed once before, but not this time! Rates are once again back down to all-time lows while the stock market is close to all time highs. Take advantage.
Stop self-sabotaging. It's true that you can be your own worst enemy. After seven years, I've decided to finally put up a Financial Samurai Facebook page because after all, Facebook has now become a monopoly in media.
Buy real estate as young as you possibly can. You want inflation to be your friend. By the time you are middle-aged, you will lose some enthusiasm and motivation to grow into your debt and take any risks.
Ever wonder how celebrities can afford their fabulous lifestyles despite having such ephemeral careers? Let's look inside Amber Heard's monthly income and expenses as she publicly reported for her divorce to Johnny Depp.