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Loans often carry with them prohibitive interest rates that can make paying them back very difficult. No matter how much is paid, it seems that the loan simply doesn’t reduce. Be it for a mortgage or personal loan, this spells trouble for the person paying the loan if their financial situation changes. But it doesn’t have to. In many cases, it’s actually possible to reduce the interest rates on your loans.

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Payless is now following suit with other major retailers and filing for bankruptcy, closing hundreds of stores and shifting their focus towards online sales.

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Bankruptcies have been gaining positive momentum in the tech world. Bankruptcies, once a Silicon Valley stigma, are now proving an acceptable alternative for tech companies.

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While the term “bankruptcy” if often intimidating to many, it can be a very appropriate and clever financial move. There are different types of bankruptcy, but the most common forms are Chapter 7 and 13. Both have their pros and cons:

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A short sale allows a homeowner to sell their home for less than they owe on their overall mortgage. If approved, a homeowner can reduce their financial burden by getting rid of the home. While a short sale can be a great solution for most people, it should be noted that it’s not always the right solution for everyone.

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Without ever delivering a single drone, Lily has now filed for bankruptcy. And with Lily’s bankruptcy, over 61,000 preorders have been left unfulfilled.

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The slightest emergency can make a difficult financial situation worse. Fortunately, there are many options for those in debt that can be of some relief.

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Though mostly used as a last result, bankruptcy can be a helpful strategy to escape insurmountable debt. It gives those in debt a new lease on life and more control over their financial situation.

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Anything from an unexpected loss in the family to prolonged unemployment, or even a sudden illness could lead to a financial situation that leaves people struggling to keep their homes.

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The victim, who name and age have not been revealed, was working at the Knickerbocker Bed Frame Company at around 9:30 a.m. when a machine carrying over 4,000 pounds of steel lost hold of its contents, trapping the worker.
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