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Quest Home Loan Center
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a Division of Network Funding LP, NMLS# 2297
a Division of Network Funding LP, NMLS# 2297

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Tax Liens and Judgements to Come Off Credit Reports: Tax Liens and Judgements to come off many consumer’s credit report Effective July 1st, 2017, Transunion, Equifax and Experian will be excluding tax liens and some civil debts/judgements from consumer’s credit reports. The Consumer Data Industry Organization has stated that this initiative is to ensure consumer identifications are accurate and current. In a move that will boost many consumers credit scores, the three main credit reporting agencies will remove tax liens and civil debts if reports on those particular obligations do not include: names, addresses, and social security numbers and/or date of birth according to the CDIA. Federal law requires that accurate information is provided to ensure accurate credit reporting. Consumers have complained that paid debts are still appearing on their credit report. The National Consumer Assistance Plan will help consumers with prior challenges to obtain loans they otherwise may have been declined. This is really good news for the housing market obviously, as this news will have an immediate impact on about 10% of Americans. Couple this information with my prior blog on low down/no down payment mortgages and you end up with great news for many people. With the Dow over 20,000, looser credit guidelines and this recent news on credit reporting; times are looking pretty good. http://dlvr.it/PjDCmm
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Single women towing the line for the housing industry!!
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With rates at record lows, you have more purchasing power than ever before.  It really makes sense to compare.
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Home prices have met 2008 levels...a great time and great values for new homeowners. 
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Its stats and graphs like these that really motivate us in spreading the word about homeownership.   Its always a good time to evaluate the cost/benefits of owning versus renting.
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