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Cosmo Insurance Agency
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You’ve been hurt and now are facing mobility concerns. You’re wondering how you will walk into your home or use the bathroom. How will you get out of bed each day? When you’re faced with this type of medical situation, one of the most important steps for you to take is to turn to your #HealthInsurance provider.

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One in 3 children in the United States are overweight or obese. Childhood obesity puts kids at risk for health problems that were once seen only in adults, like type 2 diabetes, high blood pressure, and heart disease.

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Are you an employer facing rising business expenses and looking for savings?

A good place to start would be health care. Premiums are rising each year, but there are ways for you to cut costs without compromising on coverage.

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When buying #LifeInsurance , it is quite important to read through the terms of the policy to determine just how fitting it is to your specific needs. One of the things to look at and compare among policies is the premium. Depending on the type of life insurance you buy, you may benefit from a level premium, which means the cost of the policy remains the same throughout the time the policy is in place.

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Immunization, or vaccination, helps prevent dangerous and sometimes deadly diseases. To stay protected against serious illnesses like the flu, measles, and pneumonia, adults need to get their shots – just like kids do. #HealthInsurance  

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There are many reasons to offer #GroupHealthInsurance to your employees. Often times, offering a comprehensive health insurance package is necessary to bring in the best talent for your company. It can also define how long people remain with your company.

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Colorectal cancer screening outreach supports "80% by 2018" initiative


   
 
AmeriHealth New Jersey, along with hundreds of organizations, has taken the National Colorectal Cancer Roundtable's "80% by 2018" pledge to help increase our nation's colorectal screening rate to 80% by 2018.

As part of this commitment, AmeriHealth New Jersey is sending letters to providers identifying self-funded and fully-insured, commercial and Medicare members (ages 50 – 74) in their practice who are overdue for a colorectal screening,* starting in early July 2016. This program applies to all commercial individual and group business. Included in this mailing is the opportunity for providers to choose to participate in a new Fecal Immunochemical Test (FIT) program that AmeriHealth New Jersey is launching in coordination with BioIQ Inc., a vendor who has been selected to perform member outreach and fulfillment for the FIT.

With the provider's authorization, BioIQ will send members a package that includes:
A FIT kit
A letter informing them that their provider has authorized the test
Instructions on how to complete the test
A postage-paid return envelope
When complete, members can mail their FIT to LabCorp for processing. There is no charge or copay to members for this test. Non-Medicare members will also receive announcement and reminder IVR calls from BioIQ as part of the program. Providers can also choose to decline having the voluntary FIT administered to the member, as it's up to the providers' discretion.

For 2016, this mailing will be sent to eligible members on a quarterly basis, starting at the end of the second quarter, and continuing to the end of the third/start of the fourth quarter. If the program is successful in 2016, a similar timeline will be initiated in 2017.

If you have any questions regarding this transition, please contact your AmeriHealth New Jersey broker representative.

*Members age 50-74 who have not had either a colonoscopy within the past 10 years, sigmoidoscopy within the past five years, or a yearly FIT (fecal immunochemical test).

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Combine Life Insurance with Long Term Care without Breaking the Bank, Yes its possible. Call us for more details.
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Many people never think about being unable to work, but it can happen to anyone. You could be involved in a car accident that leaves you unable to work. You may be hurt as a result of falling. Or you may develop a condition or disease that limits your ability to work. What would happen to you in these instances? #DisabilityInsurance
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