Who does the merchant report it to?
The Card Processing company seems to think it is OK to use the Private Merchants Account information to falsify the compliance, including a fraudulent digital signature and false business email address for the "certification" document to be sent to.
They said, "It's not uncommon, and normally the sales reps do it for you as a courtesy". A courtesy is a phone call asking if the merchant needs help, not helping yourself to their info and falsifying records "for your courtesy".
If they will use a merchant's information for that, what else will they use it for "as a courtesy"?
- NDB | NDB Advisorypresent
Charles Denyer is a member of NDB, a nationally recognized firm specializing in Regulation AB, Service Organization Control (SOC) reporting (SSAE 16, AT 101, Trust Services Principles | TSP), ISAE 3402, FISMA, NIST, HIPAA, ISO and PCI DSS compliance, along with many other regulatory compliance initiatives. He is also actively involved in numerous professional associations and organizations for a wide range of industries and business sectors, such as the American Nuclear Society (ANS), ISACA, and the Cloud Security Alliance (CSA), just to name a few.
Additionally, Charles holds numerous accounting and technology certifications along with a Masters in Information and Telecommunication Systems from the Johns Hopkins University and a Masters in Nuclear Engineering from the University of Tennessee at Knoxville. He has a keen interest in all topics related to information security, national security and homeland defense, and conducts independent research projects on specific subject matter for various entities.
His interests include weightlifting, running, boxing, search engine optimization,
along with having a true passion for helping animals, especially dogs and
horses, while also being involved in community and youth development
He can be reached at email@example.com or at 800-277-5415-ext.705.
- Johns Hopkins UniversityInformation Systems & Finance
- The University of Tennessee at KnoxvilleNuclear Engineering
- University of Texas at Austin