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Michael Haltman
Works at Hallmark Abstract Service LLC
Attended University at Albany, The State University of New York
Lived in New York, New York
3,306 followers|17,151,247 views
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Supply and Demand (Charts)
The secondary market for NBA Playoff tickets is no different than the market for anything else in that sellers can ask whatever they want but it's the buyers who ultimately decide what something is worth. The charts in this article show some examples by way...
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Michael Haltman

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Very Sad: Poster of America's Decline!
The Obamabots, those addicted to government handouts and the low-information voters put these guys in office! The question is what the rest of us ever did to deserve it also! Advertisement
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Obama, Putin, Nevada, Ukraine and Cojones (or lack thereof)! (Posters)
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These 12 economic points that were provided by Thomas Sargent in 2007 to graduates of Cal Berkeley provide some fantastic fuel for thought to individuals about to enter the real world!

Individuals who until now have only heard about life and work through the theories of teachers and professors in the classroom! #college   #graduation2014   #realworld   #economics  
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The charts in this article show regular season ticket prices in the cities hosting NBA playoff games, the playoff ticket prices and the percentage difference between the two.

The results may surprise you. #NBA   #nbaplayoffs   #ticketprices   #sports   #basketball  
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The secondary market for NBA Playoff tickets is no different than the market for homes in that sellers can ask whatever they want but it's the buyers who ultimately decide what something is worth.

The charts in this article show some examples by way of the NBA. #nbaplayoffs   #nba   #realestate   #markets   #supplyanddemand  
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Spring can only mean two things and the other is home repair from a brutal winter! #homeowners   #stormdamage   #NewYork   #LongIsland  
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Michael Haltman

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12 tips (aka dose of reality) for new college graduates!
These 12 economic points that were provided by Thomas Sargent in 2007 to graduates of Cal Berkeley provide some fantastic fuel for thought to individuals about to enter the real world! Individuals who until now have only heard about life and work through th...
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NBA Playoffs: Which teams gouge their fans? (Chart)
The charts in this article show regular season ticket prices in the cities hosting NBA playoff games, the playoff ticket prices and the percentage difference between the two. The results may surprise you. At HAS here . Advertisement
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People
In his circles
4,728 people
Have him in circles
3,306 people
Audrey Perry Martin's profile photo
Work
Occupation
Long Island, New York title insurance company.
Employment
  • Hallmark Abstract Service LLC
    Owner, 2008 - present
    Provide title insurance for residential and commercial real estate transactions in New York and nationwide. Hallmark Abstract Service underwrites its deals through Chicago Title.
Places
Map of the places this user has livedMap of the places this user has livedMap of the places this user has lived
Previously
New York, New York - Albany, New York - Bellmore, New York
Contact Information
Work
Phone
516-741-4723
Email
Address
131 Jericho Turnpike, Suite 205, Jericho, New York 11753
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Story
Tagline
Owner, Hallmark Abstract Service
Introduction

Hallmark Abstract Service provides title insurance for residential and commercial real estate transactions in New York State and nationwide, underwriting through Chicago Title!

I started Hallmark Abstract Service in 2008 with two primary goals!

Number one was to create a title insurance company that would provide our clients with a superior finished product while affording them a seamless and stress-free process.

Number two was to make the experience of working with Hallmark Abstract Service as easy and as pleasurable as obtaining title insurance for a real estate transaction could possibly be!

From the sheer number of satisfied clients who keep coming back to Hallmark Abstract Service for their title insurance needs, I believe that we have accomplished our goals in the past, and we will continue striving to improve on them in the future!

My Background

In 1980 I earned an undergraduate degree in economics followed in 1984 by an MBA in finance with a concentration in tax-exempt finance. With this focus on the municipal market I became a municipal bond analyst at Shearson/Lehman Brothers tasked with following both general obligation issuers on the city and state level as well as housing bonds secured by mortgage pools.

This experience at Shearson/Lehman Brothers followed by stints at PaineWebber and Citigroup provided a broad framework of understanding concerning the mechanics of mortgage debt in terms of prepayment experience, mortgage quality and the expected duration of a portfolio.

Leaving Wall Street I formed Exeter Commercial which worked in tandem with various financial institutions that would package loan bundles and resell them to REMICS (real estate mortgage investment conduits). Title insurance was a critical part of the underwriting and closing process.

At the peak of the financial crisis, I recognized both an opportunity and need as many title firms, for a variety of reasons, closed their doors. Out of this, Hallmark Abstract Service was born.

 

Education
  • University at Albany, The State University of New York
    MBA, Finance, 1982 - 1984
  • University at Albany, The State University of New York
    B.S., Economics, 1976 - 1980
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Gender
Male