Profile cover photo
Profile photo
LPI Loans
1 follower
1 follower
About
LPI Loans's posts

LPI Loans…helping you to empower yourself with financial knowledge and resources!
Cut Spending When Living Paycheck to Paycheck
Home
Examine your income and expenses and create a spending plan. After reviewing your financial situation, prepare answers to the following questions:
Food. Get organized with a meal plan to cook the majority of your meals at home. Cut your grocery bill by serving some meatless meals or casual dinners such as grill cheese and tomato soup to save on overall costs. And of course, use coupons.
Read More at: www.smartaboutmoney.org

Post has attachment
Need more green? Apply today at www.lpiloans.com
Photo

LPI Loans…helping you to empower yourself with financial knowledge and resources!
5 Tips to Help You Beat Post Holiday Debt
For millions of Americans, the real holiday hangover hits when the credit card bill arrives. After springing for airline tickets, gifts for everyone from parents to friends to coworkers, a new outfit and some bottles of bubbly to ring in the New Year, few people can afford to pay off their full balance in January. In fact, a recent poll conducted by Consumer Reports found that about 12 million Americans had not paid off the previous year’s holiday shopping bills.
Here are five tips to keep you from falling in the holiday debt trap again.
1. Combine Credit Card Balances
Instead of making monthly payments on a couple of cards, consider an installment loan to consolidate your debt into one account. It’s much easier to tackle a single number for your debt rather than managing two, three or four cards. (Don’t cancel these other cards; keep them active with occasional charges as closing accounts can negatively impact your credit score).
Read more at: http://www.goodfinancialcents.com

LPI Loans…helping you to empower yourself with financial knowledge and resources!
Helpful Holiday Hints--Driving to Dinner
• Before leaving home it’s a good idea to plot a course and account for fuel stops in advance. The idea is to prevent the vehicle’s fuel level from getting below one-quarter of a tank to account for unforeseen delays, such as closed roads, bad weather or a breakdown.
Read more at: http://www.forbes.com

LPI Loans…helping you to empower yourself with financial knowledge and resources!
26 Ways to Save More Money and Cut Costs This Fall
14. Be equipped with a free activity suggestion so you aren’t always paying for brunch or dinner when you want to see friends. When you make the decision to go out to eat, you often think about it as how much the actual meal will cost, as opposed to factoring in tax, tip and maybe a drink. Instead, think about it this way: a $20 entrée isn’t a $20 bill. In fact, with tax, tip and a drink, it could be as much as a $40 bill.
Read more at: http://www.forbes.com

LPI Loans…helping you to empower yourself with financial knowledge and resources!
26 Ways to Save More Money and Cut Costs This Fall
13. Get specific about the amount of money you need to save for holiday shopping. If you’re trying to budget for gifts in a few months, calculate how much they cost you last year, and make a plan that will allow you to cover them without incurring debt.
Read more at: http://www.forbes.com

LPI Loans…helping you to empower yourself with financial knowledge and resources!
26 Ways to Save More Money and Cut Costs This Fall
12. Start working toward savings goals for the holidays now. Some say an ounce of prevention is worth a pound of cure. Well, similarly, setting aside money for gifts in the fall means not having to battle a monstrous credit card bill in January.
Read more at: http://www.forbes.com

LPI Loans…helping you to empower yourself with financial knowledge and resources!
26 Ways to Save More Money and Cut Costs This Fall
11. If you feel like your credit card spending is getting out of control, freeze your credit card. Literally. Try a hands-on approach to budgeting and put your credit card in a plastic cup of water, then freeze it for a month. It’s one foolproof way to guarantee you don’t rack up credit card debt in the last few months of the year.
Read more at: http://www.forbes.com

LPI Loans…helping you to empower yourself with financial knowledge and resources!
26 Ways to Save More Money and Cut Costs This Fall
10. And if you require the chic espresso drinks, make them at home. You’ll need concentrated coffee or cold brew, simple syrup, chocolate syrup and milk. If you want to go really crazy, you could even opt for pumpkin or gingerbread syrup instead of chocolate..
Read more at: http://www.forbes.com

LPI Loans…helping you to empower yourself with financial knowledge and resources!
26 Ways to Save More Money and Cut Costs This Fall
9. Break up with espresso. Creeping down the rabbit hole of pumpkin spice lattes (which lead into peppermint mochas, which lead into gingerbread lattes) can cost you about $5 every time you feed your craving. If you get three fancy espresso drinks a week for the next four months, you’re spending roughly $240 on hot beverages from now until the end of the year. As a solution to this, whenever you go out for coffee, limit yourself to only ordering drip coffee or tea.
Read more at: http://www.forbes.com
Wait while more posts are being loaded