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Richey Barrett Insurance
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BYOB … Be Your Own Boss: - By John Bouhall. BYOB is a success story for businesses all over America. The custom skills and tools, combined with demand for people capable of applying them practically, make for promising careers in the vast field of independent contracting. Whether you are a tree trimmer, builder, plumber, carpenter, electrician, mason, floor installer, painter, or general handyperson, BYOB may be an option that appeals to you.

http://bit.ly/2w3GGXw

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5 Snow Removal Contract Requirements: - By Jeff Gisser. Winter weather is coming and now is the time to start thinking about who you might hire as your snow removal contractor for your apartment complex. It's no secret winter weather creates more opportunity for liability claims, especially slips and falls. If you own or manage an apartment building, contracting with a reputable snow removal contractor to clear your driveways and walkways can help eliminate many of these risks.


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Technology Doesn't Have to be New to Still be Effective: - By Jeff Gisser. According to the Insurance Information Institute 30.2% of all church fires are started by lightning strikes. With that in mind, why don't more churches have lightning rods? Lightning rods originally developed by Benjamin Franklin in the mid 1700's still offer an effective method to divert the energy of a lightning strike. (read more) http://bit.ly/2x8QWSr

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Labor Day: - By Nick Zarbo. In honor of Labor Day, The Richey-Barrett Insurance Co. will be closed Saturday, September 2nd, 2017 and Monday, September 4th, 2017. We will re-open Tuesday, September 5th, 2017.

http://bit.ly/2gt7e1i

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DON'T FORGET YOUR UMBRELLA ... INSURANCE THAT IS … AN ADDED LAYER OF PROTECTION: - By John Bouhall. Accidents happen. Even small businesses and small contractors need added protection against catastrophic liability loss. Consider a hypothetical scenario in which Handyman Hal is going about his usual daily business of contractor remodeling. Hal runs out of drywall tape on the job. While driving to the local hardware store to purchase additional tape for the contracting job, Hal distractedly runs his truck through a red light and causes a major automobile accident. The car Hal hits is totaled, and the occupants, a young mother and toddler, both sustain extensive injuries. http://bit.ly/2vbhX3c

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A Few Tips for the College-Bound: - By Nick Zarbo. We all know that college is very expensive. Something you may not expect is an unanticipated accident or theft, not covered by your insurance policy. If you have a student heading away to college, such as Cleveland State or John Carroll, below are a few tips to help you get the most out of your coverage.

http://bit.ly/2wMqISm

Technology+Growing Economy+Distracted Driving=Higher Commercial Auto Insurance Rates by Jeff Gisser With all of the new technology being added to vehicles, you may think losses would be decreasing in commercial auto insurance. But, the trends do not show that. Since 2013 the loss ratio for this class of business has been inching up.

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Technology+Growing Economy+Disctracted Driving=Higher Commercial Auto Insurance Rates: - By Jeff Gisser. With all of the new technology being added to vehicles, you may think losses would be decreasing in commercial auto insurance. But, the trends do not show that. Since 2013 the loss ratio for this class of business has been inching up. Read More

http://bit.ly/2ulPFlQ

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What Insurance is like to a Millennial: - By Kelsey Jeffery. Before working at Richey-Barrett Insurance Agency, all I really knew about insurance was that it involved premiums and deductibles. I had no idea there would be so much jargon included in the insurance field such as liberalization, retroactive date, and subrogation.

http://bit.ly/2vksA6w

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COUNSELING IS JUST ONE PORTION ON A PASTOR'S FULL PLATE: - By John Bouhall. Church pastors go about their business every day of the week. They are professionals frequently “on call” visiting the elderly, consoling the sick, religiously educating youth and adults, officiating at religious ceremonies, praying for people everywhere, and preaching the Word. One of the thornier areas of pastoral professional duties is that of counseling. Church members can and do reasonably expect the pastor to be available to provide emotional support in times of need or to be a trusted listener involving personal matters. Counseling is part of a pastor's job, and counseling gives rise to liability exposure. Below are a few suggested risk control guidelines (these are not all-inclusive) for pastors to consider in their performance of counseling activities:

http://bit.ly/2v1tViX
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