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Tom Dignazio
Works at The Life & Annuity Group
Attended University of Delaware
Lives in Longmeadow, MA
334 followers|190,374 views
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Couldn't they fly Lola to the coordinates rather than hiking through the woods?
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Laura T's profile photoEric Laurence's profile photoDave Gonzalez's profile photoMichael Davis's profile photo
12 comments
 
I think the only technical point that could be said it's the bus did not have "snow shoes" the bus should be equipped with equipment for all scenarios and seasons !! 
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Reviving as the show has some signs of life...the tally:

--3 references to levels (3 drinks)
-- Ward and May beats folks up (3)
-- New villain (2)
-- Tahiti not-so-magical, but chug anyway
 
SHIELD drinking game... Make suggestions in the comments....

Reference to someone's 'level' = 1 drink
Flirting within the team = 1 drink
Fitz is squeamish = 1 drink
Ward beats someone up = 1 drink
May beats someone up = 2 drinks
Coulson beats someone up = 3 drinks
Fitz, Simmons, or Skye beats someone up = finish drink
Ward doesn't understand Simmons = 1 drink
Skye mocks Ward = 1 drink
May communicates to someone without words = 2 drinks
New hero/villain named = 2 drinks
Reference to any Avenger = 2 drinks
Reference to any other Marvel non-Avenger hero = 4 drinks
Guest Appearance by someone from the Marvel movies = finish drink
Appearance by Stan Lee (you know its coming) = Chug!
"It's a magical place..." = Chug!
4
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Tom Dignazio

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I would appreciate any media coverage in regards to my complaint below. If you know of anyone that can provide media coverage for my issue, please let me know. Despite it being the “holidays” or “holy days” for some, for others, it is a time of grief; especially when your home is being threatened by your bank for NO LEGITIMATE REASON! If you reshare, please ask people to comment on this main post. My head is spinning with all of the responses.

I am currently having a problem with my bank +Bank of America in regards to my mortgage. Despite NEVER missing a payment, and NEVER being late, I have been placed in their foreclosure department. So how did this all start?  

Two months ago I applied for a home loan modification, based on the HAMP program (Home Affordable Modification Program). This is a program that is supposed to help homeowners who are still paying their mortgage, but need to modify due to changes in income. Bank of America assigned an “account manager” to handle my account; with whom payment arrangements, modifications, and discussions about my mortgage would take place.

From the first time I spoke with her, she referred to my property as being “in foreclosure;” despite never missing a payment. When she has spoken with me, she has had to be repeatedly reminded that I requested a modification of my mortgage, and was NOT in foreclosure. She started each conversation off explaining that the foreclosure proceedings have taken place, and has discussed my “occupation of the property.” 

She also stated that she is the “account manager” in the foreclosure department. After my explanation that I had applied for a modification, and should not be in foreclosure, she placed me on hold (each time), and eventually comes back to the line and say’s that she has seen the notes about my modification and she is part of the “modification department.”

I provided all of the necessary paperwork for a modification almost 2 months ago, and have yet to see any attempt at modifying my mortgage. I spoke with her last week, and was told that the application was not yet submitted to the underwriter, because of the “foreclosure status.” Once again, I had to start over, explaining that I am not in foreclosure, but instead requested a modification of my mortgage.

The very first time that I spoke with her, she was unfamiliar with HAMP, and stated that the best way to modify my mortgage was to stop making payments. This does not seem like legitimate or sound advice, especially coming from the bank that I am making payments to. I believe an attempt at fraud is being made by Bank of America in order to foreclose on my home.

I believe that since I have equity in the property, and because my finances have been laid out according to the HAMP program, delays are taking place to force a foreclosure on my property, rather than a legitimate attempt at modifying my current mortgage.

I have complained and requested that my complaint be escalated, but nothing has been done, after dealing with the same account manager for over 7 weeks. I spoke with Bank of America today, this time, with a different representative, who asked if I had yet to “vacate the property.”

We have made every attempt that we could to modify our mortgage because we are going to keep our home. There is no reason the threat of foreclosure should be used on people that have kept their mortgage in good standing.

This makes NO SENSE, and is really putting a hamper on our attempts at enjoying the holidays. To make it clear, we have NEVER been late, NEVER missed a payment, and NEVER had a problem with the bank PRIOR TO APPLYING FOR A MODIFICATION.

If you are an anti-regulation rightwinger, please refrain from turning this into a heated discussion.

I apologize for misspelling foreclosure on the image. I was a little frustrated when I created it.

#saveourhome
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Tom Dignazio

Discussion  - 
 
Who is the only Avenger not referenced at least once so far?

LOL, Hawkeye, you suck... 
2
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OK, they finally mentioned "Barton" in passing this last episode....
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Tom Dignazio

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Have him in circles
334 people
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Tom Dignazio

Discussion  - 
 
I'm having a bit of a problem with last night's episode.

So, Ward is essentially kidnapped and raped (what else would you call it?) and May rejects him because of it. Coulson is very concerned about May's 'damage' but not a word to Ward?

Reverse the sexes in the episode and see how well it plays...
4
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gonna makeit's profile photoLaura Topliffe's profile photoBen Rivers's profile photoBilly Montelongo's profile photo
20 comments
 
Simmons has her eye on all the black men on that show. Have you all noticed that? 
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Tom Dignazio

Discussion  - 
 
Drinking Game Tally - The Well

https://plus.google.com/111351528568967719548/posts/YwMXTGs7fqH

This episode started off slow for the game and looked to be a dry one... but it really kicked in at the end.

Multiple references to Thor.
May communicates non-verbally x2
Ward beats someone up x10
May beats someone up x2
Flirting x 2
Reference to Hulk
"It's a magical place"

Total: 24 drinks and 1 CHUG!
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Laura Topliffe's profile photo
 
Make sure I play this next week. 
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SHIELD drinking game... Make suggestions in the comments....

Reference to someone's 'level' = 1 drink
Flirting within the team = 1 drink
Fitz is squeamish = 1 drink
Ward beats someone up = 1 drink
May beats someone up = 2 drinks
Coulson beats someone up = 3 drinks
Fitz, Simmons, or Skye beats someone up = finish drink
Ward doesn't understand Simmons = 1 drink
Skye mocks Ward = 1 drink
May communicates to someone without words = 2 drinks
New hero/villain named = 2 drinks
Reference to any Avenger = 2 drinks
Reference to any other Marvel non-Avenger hero = 4 drinks
Guest Appearance by someone from the Marvel movies = finish drink
Appearance by Stan Lee (you know its coming) = Chug!
"It's a magical place..." = Chug!
5
1
Janet Mayfire's profile photoJeff McDonald's profile photoMatt Moore's profile photoTom Dignazio's profile photo
3 comments
 
If Ward refers to May as Cavalry, 1 drink.
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Episode 2 Spoiler















Nice visit there in the end. I had pretty he would show up this season, but I thought they would wait until the season finale.
2
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Xia Zhu
 
"yeah we're gonna have to kill the fish tank"
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Have him in circles
334 people
John W Poynton's profile photo
Sophia Ardne's profile photo
Johan Horak's profile photo
Work
Occupation
Consultant
Employment
  • The Life & Annuity Group
    Consultant, 2013 - present
  • MassMutual
    1999 - 2012
  • AIG
    1994 - 1999
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Currently
Longmeadow, MA
Previously
New Jersey - DE, PA, NJ
Story
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Financial services modernization. New England dad.
Introduction
Interests include: technology, history, politics, and the usual geek stuff.
Education
  • University of Delaware
    Business, 1990 - 1998
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