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Seth Taylor
Mortgage Lender in Denver
Mortgage Lender in Denver
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How to find the right SBA Lender. Some banks are better than others at doing SBA loans. The reason? Processing the paperwork.  

The refinance boom continues with 15 year fixed rates under 3%!

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Great tips for getting the best rate on a jumbo mortgage. Most importantly are the credit score and down payment.

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Mortgage: What are 'Overlays'?

Chances are if you are hearing this word while applying for a mortgage, you are going to have trouble getting approved. It may be time to switch lenders.

'Overlays' mean that a lender has chosen to adopt more conservative guidelines than the agency buying the loan. For instance, FHA may require a minimum 580 credit score but the lender you have chosen may 'overlay' that by never approving a mortgage with a score less than 640. This is definitely something you want to learn about if you have been denied for a mortgage. Just ask if the reason you were denied was because of agency rules or lender rules. If you were approved by the agency automated underwriting but denied because of a lender rule then find another lender.  
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Allianz CEO on EU economy and Draghi, "The fundamental problems are not solved and everybody knows it"
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To those of you who don't already know this: life is great in Denver, especially in the summer.
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According to Bloomberg, Consumer Confidence is at 2008 levels
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