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Roger A. Kraft, Attorney at Law, P.C.
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Figure out if you should file for bankruptcy
Read this article to find out when it might be a good idea for you to file for bankruptcy as a form of debt relief. If your income cannot cover the monthly expenses related to your debt even with an extreme change in your budget, it might be beneficial for you to file for a bankruptcy. Learn more about this form of debt relief and its potential limitations.

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Real-life zombies threaten former homeowners
If you are facing foreclosure or recently lost your home, take a look at this article. Zombie foreclosures occur when lending banks fail to repossess a home after the owners have left. This can result in unforeseen financial complications for homeowners. The number of zombie foreclosures is beginning to drop, but many people may still need the help of a bankruptcy attorney.

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Is Chapter 13 better for me?
For many considering bankruptcy, Chapter 13 is the better way to go. Read this article to learn whether this is the case for you.

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Government agency says medical debt hurts credit scores unfairly
Read this article to learn why the Consumer Financial Protection Bureau says that traditional credit score calculations unfairly penalize those with medical debts compared to those with other types of debt.

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