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Optio Money
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Financial Information: insurance, mortgages, credit, etc.
Financial Information: insurance, mortgages, credit, etc.

25 followers
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Tips to Get Your Credit Card Balances Under Control
Are you planning to buy a house or rent one? If so, then you need to be sure you have a decent credit score. If you have a lot of credit card debt here is a personal finance strategy to help manage both your debt and your credit score. http://ow.ly/sQHbb

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Quick & Easy Guide To Small Business Savings
There’s no escaping the fact that these are troubled economic times for many businesses… customers can be difficult to come by in this day and age of austerity, and it’s even more difficult to get them to pay you on time. Outside investment sounds like a great idea but only a very small percentage of businesses who want investment ever receive it.

The old adage of ‘look after the pennies and the pounds will look after themselves’ may seem a little dated now but there is still an awful lot of truth in this. Whatever the size and stage of the business in which you are involved, there are a variety of ways to save money if you are prepared to innovate. When it comes to managing a small or medium-sized business, using the right tools and tips to stay on budget and increase efficiency is vital to staying financially afloat.
Tip 1 – Go Paperless
Tip 2 – Lease Equipment Rather Than Buy
Tip 3 –Bundle your Services
Tip 4 – Seek Additional Investment
http://ow.ly/sQH2S

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A Beginner’s Guide to Life Insurance
Life insurance is a good way to provide for your dependents if you die. However, navigating life insurance can be difficult, so we’ve put together a short guide to help you make the best decision for you. http://ow.ly/sQGPi

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Financing a House Purchase
Purchasing a home is one of the most exciting experiences in your lifetime. But it can also be stressful. Arranging the financing to purchase a home is a unique experience that can affect your life for years to come. So it is critical that you get this one step right.
Buying a house is the ultimate dream of many families. It is one of the largest assets possessed by a person in his lifetime. So it is a big step for most people. One major question for the prospective buyer is how to arrange financing when buying a house? http://ow.ly/sQGFQ

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What You Need to Know about a Mesothelioma Claim

If you were exposed to asbestos and have been diagnosed with mesothelioma, you may have a legitimate lawsuit that you can file. If you are considering a mesothelioma lawsuit, meeting with a lawyer is the best way to find out if you can recover some damages for your case. If you were exposed to asbestos at work, even something as innocuous as being a teacher, there is a greater chance that you can recover damages for your case. It is important to understand several different things about how a mesothelioma case works and how quickly you need to file for damages before you miss your opportunity. Read more:

Paying Off Your Mortgage Early: Six Tips To Save You Money

If you are considering buying a new home there are a great many wonderful places to do so. Florida still has many areas that are near beautiful beaches and have an abundance of #foreclosures for sale putting a lid on prices for the foreseeable future. This allows you to get a roof over your head in a beautiful location at a fraction of the price you would have paid a few years ago. The Las Vegas suburbs still has an abundance of affordable housing so that covers the “hot and humid” and “hot and dry” options if you prefer a cooler option with the possibility of some skiing… Buyers of new homes in Colorado will find a variety of flourishing communities near the magnificent Rocky Mountains. Astute buyers in the rustic big sky region of the nation know that a little planning beforehand will go a long way toward permitting them to obtain more for their money. Read more: http://goo.gl/CfsEb8

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Money and Banking in a Foreign Country

Moving to a new country and beginning a new life can be exciting but it can also be a bit intimidating as you begin to realize all the little details that need to be considered. For instance, money and banking are essential parts of everyday life and are crucial when moving abroad – just as they are at home – and you need to look into the  banks within your new country of residence. It may not be as simple as moving your money from your current bank to its international branch, in some  cases an international branch may not exist. You should choose a big named bank in your new country so you have regular access to ATMs and have branches local to you. Read more:

Quick & Easy Guide To Small Business Savings

There’s no escaping the fact that these are troubled economic times for many businesses…  customers can be difficult to come by in this day and age of austerity, and it’s even more difficult to get them to pay you on time. Outside investment sounds like a great idea but only a very small percentage of businesses who want investment ever receive it.

The old adage of ‘look after the pennies and the pounds will look after themselves’ may seem a little dated now but there is still an awful lot of truth in this. Whatever the size and stage of the business in which you are involved, there are a variety of ways to save money if you are prepared to innovate.  When it comes to managing a small or medium-sized business, using the right tools and tips to stay on budget and increase efficiency is vital to staying financially afloat.

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It will come as no surprise to you, that all around the world consumers are collapsing under the pressure of credit card debt. This makes people desperate and in turn they may become easy victims of fraudulent credit card settlement companies. Don’t learn the hard way that settlement companies aren't magical and can’t make credit card debt vanish overnight. But you can learn to shed credit card debt for good.

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Mortgage Options: The VA Home Loan

The process of buying a home can be daunting to even the savviest of consumers. If you are going the mortgage route, you might need to have a dictionary handy to understand much of the jargon associated with the process. That is, of course, after you determine what type of loan you need.

If you are (or have been) in the armed forces, the good news is that you might not have that hard of a decision–you could qualify for a #VAhomeloan. http://ow.ly/nJ0x4
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