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Justin C. Walker - Finney Law Firm, LLC
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How Often Can I file for bankruptcy in Cincinnati? The short answer is: Chapter 7= Eight years between filings.Chapter 13= Two years between filings. As a rule of thumb, some form of bankruptcy protection will always be available to you. Technically speaking, you can file bankruptcy as often as you like. Your debts will not be discharged in a Chapter 7 case if you received a discharge in either: (a) a chapter 7 bankruptcy filed within the last 8 years, or (b) a Chapter 13 bankruptcy filed within the last 6 years. You can file a Chapter 13 bankruptcy and receive a discharge at the end of your bankruptcy two years after completing a prior 13 with a discharge. Filing bankruptcy may still be beneficial even if it does not result in a discharge of your debts. If you are trying to save your home from foreclosure, for instance, a bankruptcy filing will still protect your home from sale for the period during which the automatic stay is in place.
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