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Adam Hebener
Works at Nova Home Loans
Attended Hard Knocks Baby (and some accredited places too)
846 followers|7,169 views
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Adam Hebener

commented on a video on YouTube.
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Wow Anthony!  Looks like a great place.  Can't wait till I'm 55 yrs old.
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Adam Hebener

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Attention people with underwater mortgages, this one's for you! I put together a video and a Cheat Sheet on the Goverment's new HARP program for you. Video is below. Cheat sheet is here: http://bit.ly/uR0iTB
Forward this on to anyone you might know who is upside down in their home.
video: http://www.youtube.com/user/thebetterbanker?feature=mhee
First Name *. Last Name *. Email *. Send me the HARP Guidelines!
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Adam Hebener

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Crossposting is a really good way to keep your blog dynamic and findable by search engines. Check out this cool new plugin that makes it easy with my favorite site, wordpress! http://thenextweb.com/apps/2011/10/11/crosspost-your-google-posts-to-your-wordpress-blog-with-this-plugin/
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Adam Hebener

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Sometimes when we hear about something so much, we become deaf to it. The Geek debt default is like that, bottom line, it's going to happen. Greece still has added no private sector jobs and is in the midst of major protests over the elimination of government jobs. The reason we're tuning it out is because we don't know what to do about it. One silver lining will be a likely reduction in mortgage interest rates. It's hard to say what's built into the market, but I agree with this guy, it isn't fully built in...more to come. Any ideas out there?
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Adam Hebener

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Adam Hebener

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My G+ circles are really growing, so far I think G+ kills fb in every user interface category, the question in my mind is how do
we make google+ local? What do you think?
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Seth Winkleman's profile photoAdam Hebener's profile photoDon White's profile photoRochelle McDonnell's profile photo
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I think the two have very clear roles, and can co-exist nicely. My hope is the Google+ will be more business friendly, fb is ok for business, but tends to have a more social aspect. It will be interesting to see what happens over the next 6 months. As long as fb allows the link between the two - it should all be good.
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Adam Hebener

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A really thoughtful article, much to consider and digest on the current candidates...beware, this is about politics! http://www.huffingtonpost.com/robin-koerner/ron-paul-can-win_b_939993.html
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Have him in circles
846 people
Vijay Panchal's profile photo
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Adam Hebener

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Adam Hebener

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Hey, Occupy Wallstreet gang. A couple of questions for you from 30 years ago. http://dauckster.posterous.com/a-31-year-old-video-clip-absolutely-worth-you
MiltonFr.wmv Watch on Posterous Pretty interesting clip…even though it is 30 years old, the content is “timeless” If you don't think we have been going aroud on the same argument for years this...
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Randall Brennan's profile photoAdam Hebener's profile photo
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So then, are you saying that the Occupy Wall Street crew are capitalists? That would seem the case if the complaint is that some group is disporportionally benefitting from government control. Capitalists would have the government cease the subsidies and market making. I agree that some corporations (particularly financials) are benefitting from government intervention and that it's totally wrong and broken. The answer then is Capitalism, where the government is removed from having the power to benefit market makers and is put back in it's correct position of simply protecting the weak from the strong. The answer is certainly not asking the government to just pick a new sector to favor (aka the 99%). Milton's comments are still paramount to the discussion, who will fulfill the roles he mentioned and how?
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Adam Hebener

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oh man, this is nasty. This is what you get from chewing through all of these new government regulations. Not cool...This guy must be a mortgage banker
Sara Vega originally shared:
 
Meth Teeth
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Sabine Wesseln's profile photoJulie Reddington's profile photoAdam Hebener's profile photoAbigail Hayes's profile photo
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YUK!
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Adam Hebener

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**** originally shared:
 
Just thought of an innovative way to use images in Google+ to deliver a marketing message, tell a story or educate others. Think about using the "Album" feature almost like a slideshow presentation.

What do you think? How can you use this?
.
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Ninjaness
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Adam Hebener

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Have a big video marketing presentation tomorrow at Cherry Creek Properties. I'm looking forward to it! It will be our teams 4th and we're getting good if I do say so. If you're interested, come and see why we're the market leader in video...
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Hi Adam:
Do you have your video marketing presentation posted? If so, I'd love to see it. I am just starting to do video tours of my listings including rentals. Good experience.
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People
Have him in circles
846 people
Vijay Panchal's profile photo
Terrie Leighton's profile photo
Preston Johnson's profile photo
Joanne Crum's profile photo
Bernie McDonnell's profile photo
Susan McCarter's profile photo
Barbara Burgess's profile photo
E.J. Johnson's profile photo
Martin Taggart's profile photo
Work
Occupation
Denver Mortgage Banker/Mortgage Broker (NMLS#377655 CO#100019723)
Employment
  • Nova Home Loans
    Ninja, 2011 - present
    Hi! I'm Adam Hebener, Mortgage Ninja. The skill, the training, the dedication to improvement and years of experience in the Mortgage business really do create a difference in results. Let's talk, I'll show you how. Check me out at www.thebetterbanker.com NMLS 377655 NOVA NMLS 3087 Regulated by the CO Division of Real Estate Equal Housing Opportunity
  • Universal Lending Corp.
    Straight Up Ninja, 2008 - 2011
  • Universal Lending
    Vice President Business Development/Mortgage Banker, 2008 - 2011
  • Pinnacle Mortgage Group
    Banker/ Dir. Business Development, 2003 - 2008
Basic Information
Gender
Male
Story
Tagline
Denver Mortgage Banker at Nova Home Loans I Speaker I Writer I Entrepreneur I Purveyor of Wisdom
Introduction
I'm keenly aware of the fact that we only get one go-around on this ride.  I'm passionate about spending my life (make no mistake, we are spending it every second) on the things that matter.  Relationship, connection, passion, adrenaline, integrity, wisdom, love, these are the words that a well lived life is built on.  I for one, will live!
 
I'm really blessed to pay for my life by working as a Mortgage Banker in Denver.  I have to admit, I'm a bit of a mortgage geek.  I can tell you the history of the amortization schedule, the etymology of the word mortgage and calculate the curve of a yield spread in my head.  That passion has lead to allowing me to be a top Denver banker and a frequent speaker on finance and economic topics.  That is one of my favorite parts of my job.  I don't know why, I just love this business, new people, new challenges, new market every single day of the week!
 
I help people in two key ways: 1) I advise on how to bend the mortgage market to fit their needs. 2) I customize strategies to help you payoff your mortgage quicker.  I know, bankers don't usually give people the keys to achieve their goals, but I do.  My happiest clients are those who will never need my services again.  I'm proud of that!
Bragging rights
I married WAY out of my league to a kind, sweet and exceptionally beautiful woman, am physically stronger than almost all children, was a ninja way before it was cool (I even had the shoes) and am the best Mortgage Banker on the planet
Education
  • Hard Knocks Baby (and some accredited places too)
    Failure: Learning to Succeed
Links