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Kyle Davis
Worked at Integrity Financial Group
Attended University of South Florida
Lives in Orlando, FL
123 followers|5,777 views
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Kyle Davis

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Permanent life insurance is the target of a lot of undeserved negative press. The unfortunate part is that most agents who sell the products do not fully understand them. I'll be the first to admit, I had been selling life insurance for 2 years before I really understood (thank goodness I only sold term at the time). One thing I can say with utmost certainty is there is no financial product in the world that can do what Whole Life can do. Truly. 

People really should seek the truth about life insurance (especially Whole Life) and what it really is. Most of what you hear against life insurance is from people who do not even understand what it is. Ignore these voices and do your own homework. I'd recommend a fantastic resource www.infinitebanking.org if you want to get some real world knowledge about life insurance.
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+Gigabyte Productions please read unirrational's comment above.  The problem with term insurance is only about 5% of all policies ever pay out (research this for yourself) and a staggering only 2% of term insurance on the job pay out.  Please don't believe insurance companies are naïve.  They have the best statistics of any industry...better than professional sports, the government, anyone.  Because they know their numbers they are able to offer term insurance at such low cost.  I like some equities but, just like our home equities the value is imaginary.  There is no contract guaranteeing me anything.  All equities are at risk.  Look at Enron, Leman Brothers ,Bear Sterns, etc. These were huge, multi-billion dollar companies that went out of business basically overnight and took a lot of investors "values" with them.   It is perceived value, not actual.  With insurance companies my permanent life insurance is a contract.  They have honored those contracts without fail for well over a hundred years.  Additionally, the 3% you mentioned is only the guaranteed rate. That does not take into account dividends or paid-up additions.   The new, indexed, permanent insurance products tract the S&P 500 but, are not directly invested in the market (safety). I have seen interest as high as 14%.  You don't lose any of your gains (unlike the stock market).  And oh by the way, you can receive the benefit tax-free (no capital gains).  There is really no comparison my friend.   
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Kyle Davis

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My newest blog post is now available! If you don't feel like reading it, I made a video version that's embedded in the post just for you!

Please enjoy leave any questions or comments :)
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People
In his circles
127 people
Have him in circles
123 people
Anthony Tosan's profile photo
Orlando Kia's profile photo
D'Best! Floors & More's profile photo
Maxine Moncrieffe's profile photo
Chris Yarn's profile photo
Dawn Raquel Jensen's profile photo
Anthony Phelps's profile photo
Bobbi Govanus's profile photo
Michael Sparks's profile photo
Education
  • University of South Florida
    2004 - 2006
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Gender
Male
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Occupation
Wealth Coach • Retirement Expert • Infinite Banking Practitioner • Reliever of Financial Stress • Invest Without Fear
Employment
  • Integrity Financial Group
    Owner
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Currently
Orlando, FL
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Awesome experience. Food is fantastic and the atmosphere is fun and unique. Looking forward to hosting my first ever client appreciation event there!
Public - a month ago
reviewed a month ago
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